{
  "canonical_url": "https://lendb.ai/lo/andrew-clement-1998997",
  "loan_officer": {
    "nmls_id": 1998997,
    "slug": "andrew-clement-1998997",
    "canonical_url": "https://lendb.ai/lo/andrew-clement-1998997",
    "md_url": "https://lendb.ai/lo/andrew-clement-1998997.md",
    "json_url": "https://lendb.ai/lo/andrew-clement-1998997.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1998997",
    "full_name": {
      "value": "Andrew Clement",
      "source": "lender_site",
      "source_url": "https://rwmloans.com/andrew-clement/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Andrew",
    "last_name": "Clement",
    "headshot_url": {
      "value": "https://cdn-ilebaef.nitrocdn.com/KznfgKlEaoPXvUFWHSKdtXdmEnoHWIhN/assets/images/optimized/rev-73dd66d/rwmloans.com/wp-content/uploads/2026/04/Andrew-Clement-WBG-500x500-1.webp",
      "source": "lender_site",
      "source_url": "https://rwmloans.com/andrew-clement/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Andrew Clement is a Loan Officer serving CA. They worked in real estate before mortgage lending, renovating and managing construction projects in San Diego and Vista. They say they moved into mortgage work to help people achieve their goals, and that outside work they enjoy hiking, rock climbing and camping with their daughter.",
      "source": "lender_site",
      "source_url": "https://rwmloans.com/andrew-clement/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://rwmloans.com/andrew-clement/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://rwmloans.com/andrew-clement/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 79445,
      "lender_name": "Residential Wholesale Mortgage, Inc.",
      "lender_slug": "residential-wholesale-mortgage-inc-79445",
      "branch_city": "San Diego",
      "branch_state": "CA",
      "branch_zip": "92130",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://rwmloans.com/andrew-clement/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://rwmloans.com/andrew-clement/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 79445,
        "lender_name": "Residential Wholesale Mortgage, Inc.",
        "lender_slug": "residential-wholesale-mortgage-inc-79445",
        "branch_city": "San Diego",
        "branch_state": "CA",
        "branch_zip": "92130",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://rwmloans.com/andrew-clement/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://rwmloans.com/andrew-clement/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://rwmloans.com/andrew-clement/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/andrewclement/",
        "source": "lender_site",
        "source_url": "https://rwmloans.com/andrew-clement/",
        "verified_at": "2026-10-15"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "other",
        "value": "Prior real estate work renovating and managing construction projects in San Diego and Vista",
        "source": "lender_site",
        "source_url": "https://rwmloans.com/andrew-clement/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 09:20:47.552259+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/andrew-clement-1998997#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://rwmloans.com/andrew-clement/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}