---
canonical_url: https://lendb.ai/lo/andrew-garmo-2165974
json_url: https://lendb.ai/lo/andrew-garmo-2165974.json
nmls_id: 2165974
last_verified: 2026-10-21
---

# Andrew Garmo

Loan officer at MortgagePros, LLC. NMLS ID 2165974 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2165974)).

Andrew Garmo (NMLS 2165974) is a mortgage loan officer at MortgagePros, LLC, licensed in Wisconsin.

**Summary:** Andrew Garmo (NMLS 2165974) is a loan officer at MortgagePros, LLC. Licensed in Wisconsin, confirmed with the state regulator (license 2165974). Earliest state license record: May 1, 2024 (Florida), per state regulator. Last verified 2026-10-21.

## Quick answers

### Is Andrew licensed in Wisconsin?

Yes. Wisconsin regulator records list license 2165974 as active, first effective November 18, 2025 (verified 2026-10-21). Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/.

### What lender does Andrew work for?

MortgagePros, LLC, company NMLS 1925352, per the lender's own site (verified 2026-10-21). Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/.

### How long has Andrew been licensed?

The earliest state license record LenDb holds for Andrew is from May 1, 2024 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: May 1, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Andrew R. Garmo (FL, IA, as of 2026-10-19)
- Licensed in: Wisconsin (WI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO128290 | expired | confirmed | 2024-05-01 | state_regulator | 2026-10-15 |
| IA | Iowa regulator | state_license | 53401 | expired | confirmed | 2025-01-03 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 2165974 | active | confirmed | 2025-11-18 | state_regulator | 2026-10-21 |

## Employment history

- ? to present: MortgagePros, LLC (NMLS 1925352). Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/, verified 2026-10-21.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2165974

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2165974
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/

Cite as: Andrew Garmo (NMLS 2165974), MortgagePros, LLC. LenDb.ai, https://lendb.ai/lo/andrew-garmo-2165974, last verified 2026-10-21.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._