---
canonical_url: https://lendb.ai/lo/andrew-horne-114519
json_url: https://lendb.ai/lo/andrew-horne-114519.json
nmls_id: 114519
last_verified: 2026-10-09
---

# Andrew Horne

Loan Officer at Empire Home Loans. NMLS ID 114519 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/114519)).

**Summary:** Andrew Horne (NMLS 114519) is Loan Officer at Empire Home Loans. Focus areas shown on the lender page: FHA loan and VA loan. States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://www.empirehomeloans.com/team/andrewh, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.empirehomeloans.com/team/andrewh
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.empirehomeloans.com/team/andrewh

## About

Andrew brings 25 years of mortgage experience and specializes in VA and FHA loans and complex portfolio products. He focuses on helping clients build generational wealth through real estate.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.empirehomeloans.com/team/andrewh, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243). Source: https://www.empirehomeloans.com/team/andrewh, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/114519

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/andrewh
- Office phone and Email on file: shown at https://lendb.ai/lo/andrew-horne-114519#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/114519
- lender_site: https://www.empirehomeloans.com/team/andrewh

Cite as: Andrew Horne (NMLS 114519), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/andrew-horne-114519, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._