---
canonical_url: https://lendb.ai/lo/andrew-hulko-377162
json_url: https://lendb.ai/lo/andrew-hulko-377162.json
nmls_id: 377162
last_verified: 2026-10-15
---

# Andrew Hulko

Branch Manager at Residential Wholesale Mortgage, Inc., San Diego, CA. NMLS ID 377162 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/377162)).

**Summary:** Andrew Hulko (NMLS 377162) is Branch Manager at Residential Wholesale Mortgage, Inc., based in San Diego, CA. Licensed in Florida, confirmed with the state regulator (license LO28820). Also lists Colorado on the lender page (not yet checked with the state regulator). Speaks English and Spanish. Earliest state license record: March 10, 2015 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: March 10, 2015 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Andrew has worked in the mortgage industry since 2000 and reports helping more than 2,000 individuals and families achieve homeownership. Andrew speaks English and Spanish.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: since 2000. Source: https://rwmloans.com/andrew-hulko/, verified 2026-10-15.
- other: More than 2,000 individuals and families helped with homeownership. Source: https://rwmloans.com/andrew-hulko/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO28820 | active | confirmed | 2015-03-10 | state_regulator | 2026-10-15 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Residential Wholesale Mortgage, Inc. (NMLS 79445), San Diego, CA. Source: https://rwmloans.com/andrew-hulko/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/377162

## Contact

- View profile at Residential Wholesale Mortgage, Inc.: https://rwmloans.com/andrew-hulko/
- Office phone and Email on file: shown at https://lendb.ai/lo/andrew-hulko-377162#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/377162
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://rwmloans.com/andrew-hulko/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Andrew Hulko (NMLS 377162), Residential Wholesale Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/andrew-hulko-377162, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._