{
  "canonical_url": "https://lendb.ai/lo/andrew-johns-mba-965525",
  "lede": {
    "text": "Based in Overland Park, Kansas, Andrew Johns, MBA (NMLS 965525) is a Senior Mortgage Loan Officer at Bell Bank.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Andrew licensed?",
      "a": "Andrew works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.",
      "fields": [
        "federal_registration",
        "current_employment"
      ],
      "source": "employer type in LenDb's lender registry",
      "source_url": null,
      "verified_at": "2026-10-16"
    },
    {
      "q": "What lender does Andrew work for?",
      "a": "Bell Bank, company NMLS 419538, from the Overland Park, KS office, per the lender's own site (verified 2026-10-16).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://bell.bank/mortgage/loan-officer/andrew-johns",
      "verified_at": "2026-10-16"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 965525,
    "slug": "andrew-johns-mba-965525",
    "canonical_url": "https://lendb.ai/lo/andrew-johns-mba-965525",
    "md_url": "https://lendb.ai/lo/andrew-johns-mba-965525.md",
    "json_url": "https://lendb.ai/lo/andrew-johns-mba-965525.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/965525",
    "full_name": {
      "value": "Andrew Johns, MBA",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/andrew-johns",
      "verified_at": "2026-10-16"
    },
    "first_name": "Andrew",
    "last_name": "Johns, MBA",
    "headshot_url": {
      "value": "https://edge.sitecorecloud.io/bellbank1e14e-bellbankab0c-prod3ddb-d33b/media/project/bellbank/bellbankcorporate/mortgage/lender-sites/loan-officers/aj-johns/aj-johns-profile-image.png?h=108&iar=0&w=108",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/andrew-johns",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Andrew Johns has more than 12 years in mortgage banking. They say they have closed over $1 billion in residential loans and hold a bachelor's degree and an MBA from the University of Iowa.",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/andrew-johns",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Senior Mortgage Loan Officer",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/andrew-johns",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/andrew-johns",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 419538,
      "lender_name": "Bell Bank",
      "lender_slug": "bell-bank-419538",
      "branch_city": "Overland Park",
      "branch_state": "KS",
      "branch_zip": "66210",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://bell.bank/mortgage/loan-officer/andrew-johns",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/andrew-johns",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 419538,
        "lender_name": "Bell Bank",
        "lender_slug": "bell-bank-419538",
        "branch_city": "Overland Park",
        "branch_state": "KS",
        "branch_zip": "66210",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://bell.bank/mortgage/loan-officer/andrew-johns",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/andrew-johns",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "more than 12",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/andrew-johns",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "other",
        "value": "Closed over $1 billion in residential loans throughout career",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/andrew-johns",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "President's Club (2015, 2016, 2017, 2018, 2021, 2022)",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/andrew-johns",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "education",
        "value": "Bachelor's degree and MBA, University of Iowa",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/andrew-johns",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Gives back to the community",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/andrew-johns",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 06:12:44.42445+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/andrew-johns-mba-965525#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/andrew-johns",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}