{
  "canonical_url": "https://lendb.ai/lo/andrew-michael-186193",
  "loan_officer": {
    "nmls_id": 186193,
    "slug": "andrew-michael-186193",
    "canonical_url": "https://lendb.ai/lo/andrew-michael-186193",
    "md_url": "https://lendb.ai/lo/andrew-michael-186193.md",
    "json_url": "https://lendb.ai/lo/andrew-michael-186193.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/186193",
    "full_name": {
      "value": "Andrew Michael",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/brooklyn-ny-5619/andrew-michael/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Andrew",
    "last_name": "Michael",
    "headshot_url": {
      "value": "https://thevault.ccm.com/m/336b3ccf29929b40/Website-5619_Michael_186193.jpg",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/brooklyn-ny-5619/andrew-michael/",
      "verified_at": "2026-10-09"
    },
    "bio": null,
    "title": {
      "value": "Branch Manager",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/brooklyn-ny-5619/andrew-michael/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/brooklyn-ny-5619/andrew-michael/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 2,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 3029,
      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "Brooklyn",
      "branch_state": "NY",
      "branch_zip": "11222",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/brooklyn-ny-5619/andrew-michael/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/brooklyn-ny-5619/andrew-michael/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Brooklyn",
        "branch_state": "NY",
        "branch_zip": "11222",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/brooklyn-ny-5619/andrew-michael/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/brooklyn-ny-5619/andrew-michael/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO130534",
        "status": "active",
        "issued_at": "2024-07-25",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/brooklyn-ny-5619/andrew-michael/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "CT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/brooklyn-ny-5619/andrew-michael/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "GA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/brooklyn-ny-5619/andrew-michael/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "MA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/brooklyn-ny-5619/andrew-michael/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "NH",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/brooklyn-ny-5619/andrew-michael/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "NJ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/brooklyn-ny-5619/andrew-michael/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "NY",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/brooklyn-ny-5619/andrew-michael/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "PA",
        "license_type": "state_license",
        "license_number": "111278",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://data.pa.gov/d/tyxc-jyug",
        "verified_at": "2026-10-09"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/brooklyn-ny-5619/andrew-michael/",
        "verified_at": "2026-10-09"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "Greenpoint, Williamsburg, Canal Street, Chinatown, NY",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/brooklyn-ny-5619/andrew-michael/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 12:56:39.958357+00",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/andrew-michael-186193#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/brooklyn-ny-5619/andrew-michael/",
      "verified_at": "2026-10-09"
    }
  }
}