{
  "canonical_url": "https://lendb.ai/lo/andrew-o-brien-225590",
  "loan_officer": {
    "nmls_id": 225590,
    "slug": "andrew-o-brien-225590",
    "canonical_url": "https://lendb.ai/lo/andrew-o-brien-225590",
    "md_url": "https://lendb.ai/lo/andrew-o-brien-225590.md",
    "json_url": "https://lendb.ai/lo/andrew-o-brien-225590.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/225590",
    "full_name": {
      "value": "Andy O'brien",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/andy-obrien/",
      "verified_at": "2026-10-10"
    },
    "first_name": "Andy",
    "last_name": "O'brien",
    "headshot_url": {
      "value": "https://neighborhoodloans.com/wp-content/uploads/2021/10/Andy-OBrien.jpg",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/andy-obrien/",
      "verified_at": "2026-10-10"
    },
    "bio": {
      "value": "Andy has worked as a mortgage professional in the Chicagoland area for over 14 years. They focus on helping home buyers understand the loan and home-buying process.",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/andy-obrien/",
      "verified_at": "2026-10-10"
    },
    "title": {
      "value": "Senior Mortgage Loan Officer",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/andy-obrien/",
      "verified_at": "2026-10-10"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/andy-obrien/",
      "verified_at": "2026-10-10"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 14,
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/andy-obrien/",
      "verified_at": "2026-10-10"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 222982,
      "lender_name": "Neighborhood Loans",
      "lender_slug": "neighborhood-loans-222982",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://neighborhoodloans.com/andy-obrien/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/andy-obrien/",
      "verified_at": "2026-10-10"
    },
    "employment_history": [
      {
        "lender_nmls_id": 222982,
        "lender_name": "Neighborhood Loans",
        "lender_slug": "neighborhood-loans-222982",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://neighborhoodloans.com/andy-obrien/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/andy-obrien/",
        "verified_at": "2026-10-10"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO41693",
        "status": "active",
        "issued_at": "2017-03-27",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "14",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/andy-obrien/",
        "verified_at": "2026-10-10"
      },
      {
        "kind": "service_area",
        "value": "Chicagoland area",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/andy-obrien/",
        "verified_at": "2026-10-10"
      }
    ],
    "last_verified_at": "2026-10-10",
    "updated_at": "2026-10-11 04:39:23.416265+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/andrew-o-brien-225590#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/andy-obrien/",
      "verified_at": "2026-10-10"
    },
    "earliest_license_record": {
      "date": "2017-03-27",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2017,
      "state": "FL"
    },
    "federal_registration": null
  }
}