---
canonical_url: https://lendb.ai/lo/andrew-olson-453787
json_url: https://lendb.ai/lo/andrew-olson-453787.json
nmls_id: 453787
last_verified: 2026-10-09
---

# Andrew Olson

Mortgage Banker at First Citizens Bank, Charlotte, NC. NMLS ID 453787 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453787)).

**Summary:** Andrew Olson (NMLS 453787) is Mortgage Banker at First Citizens Bank, based in Charlotte, NC. Lists North Carolina and South Carolina on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan, FHA loan, First-time buyer, Jumbo loan and Physician and medical professional. States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 30 (source: https://bankers.firstcitizens.com/mortgage/nc/charlotte/andrew-olson, verified 2026-10-09)
- Licensed in: North Carolina (NC, lender_reported), South Carolina (SC, lender_reported)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/charlotte/andrew-olson
- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/charlotte/andrew-olson
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.70, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/charlotte/andrew-olson
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/charlotte/andrew-olson
- **Physician and medical professional** (`physician`): lender page, confidence 0.70, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/charlotte/andrew-olson
- **Self-employed** (`self-employed`): lender page, confidence 0.70, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/charlotte/andrew-olson
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/charlotte/andrew-olson
- **Vacation home** (`vacation-home`): lender page, confidence 0.70, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/charlotte/andrew-olson

## About

Andrew has 30+ years in residential lending, including 23 years as a loan officer and 10 years as a Private Mortgage Banker. They specialize in first-time buyers, construction, conventional, jumbo, government, and medical professional loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://bankers.firstcitizens.com/mortgage/nc/charlotte/andrew-olson, verified 2026-10-09.
- role: Mortgage loan officer for 23 years; Private Mortgage Banker for 10 years. Source: https://bankers.firstcitizens.com/mortgage/nc/charlotte/andrew-olson, verified 2026-10-09.
- education: Graduate of Moorhead State University. Source: https://bankers.firstcitizens.com/mortgage/nc/charlotte/andrew-olson, verified 2026-10-09.
- service_area: Cabarrus, Catawba SC, Gaston, Lancaster SC, Lincoln, Mecklenburg, Union, York SC. Source: https://bankers.firstcitizens.com/mortgage/nc/charlotte/andrew-olson, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Citizens Bank (NMLS 503941), Charlotte, NC. Source: https://bankers.firstcitizens.com/mortgage/nc/charlotte/andrew-olson, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453787

## Contact

- View profile at First Citizens Bank: https://bankers.firstcitizens.com/mortgage/nc/charlotte/andrew-olson
- Office phone and Email on file: shown at https://lendb.ai/lo/andrew-olson-453787#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453787
- lender_site: https://bankers.firstcitizens.com/mortgage/nc/charlotte/andrew-olson

Cite as: Andrew Olson (NMLS 453787), First Citizens Bank. LenDb.ai, https://lendb.ai/lo/andrew-olson-453787, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._