---
canonical_url: https://lendb.ai/lo/andrew-smith-1963710
json_url: https://lendb.ai/lo/andrew-smith-1963710.json
nmls_id: 1963710
last_verified: 2026-10-28
---

# Andy Smith

VP of Mortgage Lending at A & N Mortgage Services, Inc., Chicago, IL. NMLS ID 1963710 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1963710)).

Andy Smith (NMLS 1963710) is a VP of Mortgage Lending at A & N Mortgage Services, Inc. in Chicago, Illinois, licensed in Illinois. Andy works at an FHA-approved lender, per HUD.

**Summary:** Andy Smith (NMLS 1963710) is VP of Mortgage Lending at A & N Mortgage Services, Inc., based in Chicago, IL. Licensed in Illinois, confirmed with the state regulator (license 31.0061259). Earliest state license record: July 8, 2020 (Iowa), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Andy licensed in Illinois?

Yes. Illinois regulator records list license 31.0061259 as active, first effective July 16, 2020 (verified 2026-10-28). Source: https://idfpr.illinois.gov/banks/resfin.html.

### What lender does Andy work for, and is it FHA-approved?

A & N Mortgage Services, Inc., company NMLS 19291, from the Chicago, IL office, per the lender's own site (verified 2026-10-21). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://www.anmtg.com/mlo/andy-smith.

### How long has Andy been licensed?

The earliest state license record LenDb holds for Andy is from July 8, 2020 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/.

## At a glance

- Earliest state license record: July 8, 2020 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Andrew Smith (FL, IA, IL, WI, as of 2026-10-27)
- Licensed in: Illinois (IL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- other: originally a teacher. Source: https://www.anmtg.com/mlo/andy-smith, verified 2026-10-21.
- community: member of NAGLREP and LGBTCC. Source: https://www.anmtg.com/mlo/andy-smith, verified 2026-10-21.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO99894 | expired | confirmed | 2022-01-04 | state_regulator | 2026-10-15 |
| IA | Iowa regulator | state_license | 38064 | expired | confirmed | 2020-07-08 | state_regulator | 2026-10-20 |
| IL | Illinois regulator | state_license | 31.0061259 | active | confirmed | 2020-07-16 | state_regulator | 2026-10-28 |
| WI | Wisconsin regulator | state_license | 1963710 | expired | confirmed | 2021-03-22 | state_regulator | 2026-10-21 |

## Employment history

- ? to present: A & N Mortgage Services, Inc. (NMLS 19291), Chicago, IL. Source: https://www.anmtg.com/mlo/andy-smith, verified 2026-10-21.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1963710

## Contact

- View profile at A & N Mortgage Services, Inc.: https://www.anmtg.com/mlo/andy-smith
- Office phone and Email on file: shown at https://lendb.ai/lo/andrew-smith-1963710#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1963710
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- lender_site: https://www.anmtg.com/mlo/andy-smith
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Andy Smith (NMLS 1963710), A & N Mortgage Services, Inc.. LenDb.ai, https://lendb.ai/lo/andrew-smith-1963710, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._