---
canonical_url: https://lendb.ai/lo/andrew-stephens-2306434
json_url: https://lendb.ai/lo/andrew-stephens-2306434.json
nmls_id: 2306434
last_verified: 2026-10-15
---

# Andrew Stephens

Loan Officer at United American Mortgage Corporation, Costa Mesa, CA. NMLS ID 2306434 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2306434)).

Andrew Stephens (NMLS 2306434) is a Loan Officer at United American Mortgage Corporation in Costa Mesa, California.

**Summary:** Andrew Stephens (NMLS 2306434) is Loan Officer at United American Mortgage Corporation, based in Costa Mesa, CA. Earliest state license record: September 1, 2022 (California), per state regulator. Last verified 2026-10-15.

## Quick answers

### What lender does Andrew work for?

United American Mortgage Corporation, company NMLS 1942, from the Costa Mesa, CA office, per the lender's own site (verified 2026-10-15). Source: https://www.uamco.com/loan-officer/andrew-stephens.

### How long has Andrew been licensed?

The earliest state license record LenDb holds for Andrew is from September 1, 2022 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: September 1, 2022 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Andrew C. Stephens (CA, FL, as of 2026-10-22)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO115209 | expired | confirmed | 2022-11-16 | state_regulator | 2026-10-15 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2306434 | inactive | confirmed | 2022-09-01 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: United American Mortgage Corporation (NMLS 1942), Costa Mesa, CA. Source: https://www.uamco.com/loan-officer/andrew-stephens, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2306434

## Contact

- linkedin_url: https://www.linkedin.com/in/andrew-c-stephens1 (source: lender_site, verified 2026-10-15)
- View profile at United American Mortgage Corporation: https://www.uamco.com/loan-officer/andrew-stephens
- Office phone and Email on file: shown at https://lendb.ai/lo/andrew-stephens-2306434#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2306434
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://dfpi.ca.gov/
- lender_site: https://www.uamco.com/loan-officer/andrew-stephens

Cite as: Andrew Stephens (NMLS 2306434), United American Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/andrew-stephens-2306434, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._