---
canonical_url: https://lendb.ai/lo/andrew-watson-2260761
json_url: https://lendb.ai/lo/andrew-watson-2260761.json
nmls_id: 2260761
last_verified: 2026-10-09
---

# Andrew Watson

Senior Loan Officer at CrossCountry Mortgage, Coeur d'Alene, ID. NMLS ID 2260761 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2260761)).

**Summary:** Andrew Watson (NMLS 2260761) is Senior Loan Officer at CrossCountry Mortgage, based in Coeur d'Alene, ID. Lists Idaho, Montana and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed, Real estate investor, Non-QM loan, VA loan and First-time buyer. States 16 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 16 (source: https://crosscountrymortgage.com/coeur-dalene-id-4951/andrew-watson/, verified 2026-10-09)
- Licensed in: Idaho (ID, lender_reported), Montana (MT, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/coeur-dalene-id-4951/andrew-watson/
- **Real estate investor** (`investor`): lender page, confidence 0.80, verified 2026-10-09. Source: https://crosscountrymortgage.com/coeur-dalene-id-4951/andrew-watson/
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/coeur-dalene-id-4951/andrew-watson/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/coeur-dalene-id-4951/andrew-watson/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/coeur-dalene-id-4951/andrew-watson/
- **HELOC** (`heloc`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/coeur-dalene-id-4951/andrew-watson/

## About

Andrew Watson has more than 16 years of experience in the financial industry and specializes in a wide range of loan programs including VA loans and Non-QM products, serving clients throughout the Northwest.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 16. Source: https://crosscountrymortgage.com/coeur-dalene-id-4951/andrew-watson/, verified 2026-10-09.
- service_area: Manito, Spokane Valley, Coeur d'Alene, Hayden, Post Falls, Sandpoint. Source: https://crosscountrymortgage.com/coeur-dalene-id-4951/andrew-watson/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Coeur d'Alene, ID. Source: https://crosscountrymortgage.com/coeur-dalene-id-4951/andrew-watson/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2260761

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/coeur-dalene-id-4951/andrew-watson/
- Office phone and Email on file: shown at https://lendb.ai/lo/andrew-watson-2260761#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2260761
- lender_site: https://crosscountrymortgage.com/coeur-dalene-id-4951/andrew-watson/

Cite as: Andrew Watson (NMLS 2260761), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/andrew-watson-2260761, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._