---
canonical_url: https://lendb.ai/lo/andy-chaar-2002494
json_url: https://lendb.ai/lo/andy-chaar-2002494.json
nmls_id: 2002494
last_verified: 2026-10-09
---

# Andy Chaar

Mortgage Loan Officer at Loan Factory. NMLS ID 2002494 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2002494)).

**Summary:** Andy Chaar (NMLS 2002494) is Mortgage Loan Officer at Loan Factory. Lists California and Nevada on the lender page (not yet checked with the state regulator). Speaks Arabic and English. Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported), Nevada (NV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Arabic, English
- Profile: unclaimed
- Status: active

## Specialties


## About

Andy Chaar is a professional loan officer serving California and Nevada with expertise across conventional, FHA, VA, jumbo, and down payment assistance programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: Professional loan officer. Source: https://www.loanfactory.com/mortgage-expert/andy-chaar-2002494, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO124264 | expired | confirmed | 2023-11-16 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/andy-chaar-2002494, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2002494

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/andy-chaar-2002494

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2002494
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/andy-chaar-2002494

Cite as: Andy Chaar (NMLS 2002494), Loan Factory. LenDb.ai, https://lendb.ai/lo/andy-chaar-2002494, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._