---
canonical_url: https://lendb.ai/lo/andy-guerrero-1485931
json_url: https://lendb.ai/lo/andy-guerrero-1485931.json
nmls_id: 1485931
last_verified: 2026-10-26
---

# Andy Guerrero

Loan officer at Standard Mortgage Capital LLC. NMLS ID 1485931 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1485931)).

Andy Guerrero (NMLS 1485931) is a mortgage loan officer at Standard Mortgage Capital LLC, licensed in Massachusetts. Andy works at an FHA-approved lender, per HUD.

**Summary:** Andy Guerrero (NMLS 1485931) is a loan officer at Standard Mortgage Capital LLC. Licensed in Massachusetts, confirmed with the state regulator (license MLO1485931). Last verified 2026-10-26.

## Quick answers

### Is Andy licensed in Massachusetts?

Yes. Massachusetts regulator records list license MLO1485931 as active (verified 2026-10-26). Source: https://www.mass.gov/lists/download-a-list-of-approved-licensees.

### What lender does Andy work for, and is it FHA-approved?

Standard Mortgage Capital LLC, company NMLS 1604663, per the lender's own site (verified 2026-10-26). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://www.mass.gov/lists/download-a-list-of-approved-licensees.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Massachusetts (MA, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| MA | Massachusetts regulator | state_license | MLO1485931 | active | confirmed |  | state_regulator | 2026-10-26 |

## Employment history

- ? to present: Standard Mortgage Capital LLC (NMLS 1604663). Source: https://www.mass.gov/lists/download-a-list-of-approved-licensees, verified 2026-10-26.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1485931

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1485931
- state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Andy Guerrero (NMLS 1485931), Standard Mortgage Capital LLC. LenDb.ai, https://lendb.ai/lo/andy-guerrero-1485931, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._