---
canonical_url: https://lendb.ai/lo/andy-to-963340
json_url: https://lendb.ai/lo/andy-to-963340.json
nmls_id: 963340
last_verified: 2026-10-09
---

# Andy To

Private Mortgage Banker, Military Lending Specialist at Wells Fargo Home Mortgage, Pasadena, CA. NMLS ID 963340 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/963340)).

**Summary:** Andy To (NMLS 963340) is Private Mortgage Banker, Military Lending Specialist at Wells Fargo Home Mortgage, based in Pasadena, CA. Focus areas shown on the lender page: VA loan. Speaks Chinese. Last verified 2026-10-09.

## At a glance

- Years licensed: unknown
- Licensed in: no license list on file; check NMLS Consumer Access
- Languages: Chinese
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.85, verified 2026-10-09. Source: https://homeloans.wellsfargo.com/mortgage/ca/pasadena/andy-to

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|

## Employment history

- ? to present: Wells Fargo Home Mortgage (NMLS 399801), Pasadena, CA. Source: https://homeloans.wellsfargo.com/mortgage/ca/pasadena/andy-to, verified 2026-10-09.

## Disciplinary actions

None on record at LenDb (regulator orders are not loaded yet; check NMLS Consumer Access).

## Contact

- linkedin_url: https://www.linkedin.com/in/andy-to-61756a5a/ (source: lender_site, verified 2026-10-09)
- View profile at Wells Fargo Home Mortgage: https://homeloans.wellsfargo.com/mortgage/ca/pasadena/andy-to
- Office phone and Email on file: shown at https://lendb.ai/lo/andy-to-963340#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/963340
- lender_site: https://homeloans.wellsfargo.com/mortgage/ca/pasadena/andy-to

Cite as: Andy To (NMLS 963340), Wells Fargo Home Mortgage. LenDb.ai, https://lendb.ai/lo/andy-to-963340, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._