---
canonical_url: https://lendb.ai/lo/angelica-charles-1914447
json_url: https://lendb.ai/lo/angelica-charles-1914447.json
nmls_id: 1914447
last_verified: 2026-10-15
---

# Angelica Charles

Loan officer at E Mortgage Capital, Inc.. NMLS ID 1914447 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1914447)).

Angelica Charles (NMLS 1914447) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in Florida since 2020 and in Texas.

**Summary:** Angelica Charles (NMLS 1914447) is a loan officer at E Mortgage Capital, Inc.. Licensed in 2 states confirmed with state regulators: Florida and Texas. Earliest state license record: June 17, 2020 (Florida), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Angelica licensed in Florida?

Yes. Florida regulator records list license LO70948 as active, first effective June 17, 2020 (verified 2026-10-15). LenDb has 1 other state on file for Angelica. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Angelica work for?

E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Angelica been licensed?

The earliest state license record LenDb holds for Angelica is from June 17, 2020 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: June 17, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO70948 | active | confirmed | 2020-06-17 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2026-09-23 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: E Mortgage Capital, Inc. (NMLS 1416824). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1914447

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1914447
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/

Cite as: Angelica Charles (NMLS 1914447), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/angelica-charles-1914447, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._