---
canonical_url: https://lendb.ai/lo/ann-kavadas-flaherty-142903
json_url: https://lendb.ai/lo/ann-kavadas-flaherty-142903.json
nmls_id: 142903
last_verified: 2026-10-09
---

# Ann Kavadas Flaherty

Branch Manager at First Home Mortgage, Fairfax, VA. NMLS ID 142903 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/142903)).

**Summary:** Ann Kavadas Flaherty (NMLS 142903) is Branch Manager at First Home Mortgage, based in Fairfax, VA. Licensed in Florida, confirmed with the state regulator (license LO122835). Also lists District of Columbia, Delaware, Georgia, Maryland, North Carolina, New Jersey, Pennsylvania, Tennessee and 3 more on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), District of Columbia (DC, lender_reported), Delaware (DE, lender_reported), Georgia (GA, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), Pennsylvania (PA, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Ann has been a mortgage professional since 1999 and brings extensive knowledge of complex financing options. She is dedicated to making the transaction process seamless and helping clients achieve homeownership.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1999. Source: https://firsthome.com/loan-officers/ann-flaherty/, verified 2026-10-09.
- years_experience: since 1989. Source: https://firsthome.com/loan-officers/ann-flaherty/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO122835 | active | confirmed | 2023-09-08 | state_regulator | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Home Mortgage (NMLS 71603), Fairfax, VA. Source: https://firsthome.com/loan-officers/ann-flaherty/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/142903

## Contact

- View profile at First Home Mortgage: https://firsthome.com/loan-officers/ann-flaherty/
- Office phone and Email on file: shown at https://lendb.ai/lo/ann-kavadas-flaherty-142903#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/142903
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://firsthome.com/loan-officers/ann-flaherty/

Cite as: Ann Kavadas Flaherty (NMLS 142903), First Home Mortgage. LenDb.ai, https://lendb.ai/lo/ann-kavadas-flaherty-142903, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._