---
canonical_url: https://lendb.ai/lo/anna-smart-1181207
json_url: https://lendb.ai/lo/anna-smart-1181207.json
nmls_id: 1181207
last_verified: 2026-10-09
---

# Anna Smart

Loan Officer at Xpert Home Lending. NMLS ID 1181207 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1181207)).

**Summary:** Anna Smart (NMLS 1181207) is Loan Officer at Xpert Home Lending. Licensed in Florida, confirmed with the state regulator (license LO63087). Also lists District of Columbia, Maryland and Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: July 31, 2019 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: July 31, 2019 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), District of Columbia (DC, lender_reported), Maryland (MD, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Anna has 20+ years of mortgage lending experience serving Washington DC, FL, MD, and VA. They prioritize client satisfaction with 95% of business from referrals, offering smooth buying and refinancing experiences with market insights.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20+. Source: https://xperthomelending.com/loan-directory/anna-smart, verified 2026-10-09.
- credential: 95% of business from client referrals, realtor referrals and repeat clients. Source: https://xperthomelending.com/loan-directory/anna-smart, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO63087 | active | confirmed | 2019-07-31 | state_regulator | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/anna-smart, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1181207

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/anna-smart
- Office phone and Email on file: shown at https://lendb.ai/lo/anna-smart-1181207#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1181207
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://xperthomelending.com/loan-directory/anna-smart

Cite as: Anna Smart (NMLS 1181207), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/anna-smart-1181207, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._