---
canonical_url: https://lendb.ai/lo/anne-cato-664430
json_url: https://lendb.ai/lo/anne-cato-664430.json
nmls_id: 664430
last_verified: 2026-10-09
---

# Anne Cato

Mortgage Senior Loan Officer at TowneBank Mortgage, Greenville, NC. NMLS ID 664430 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/664430)).

**Summary:** Anne Cato (NMLS 664430) is Mortgage Senior Loan Officer at TowneBank Mortgage, based in Greenville, NC. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan, FHA loan, Jumbo loan, Physician and medical professional and USDA loan. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.90, verified 2026-10-09. Source: https://townebankmortgage.com/officers/anne-cato/
- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://townebankmortgage.com/officers/anne-cato/
- **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://townebankmortgage.com/officers/anne-cato/
- **Physician and medical professional** (`physician`): lender page, confidence 0.90, verified 2026-10-09. Source: https://townebankmortgage.com/officers/anne-cato/
- **USDA loan** (`usda`): lender page, confidence 0.90, verified 2026-10-09. Source: https://townebankmortgage.com/officers/anne-cato/
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://townebankmortgage.com/officers/anne-cato/

## About

Anne has over 20 years of mortgage lending experience and is a native of Pitt County. She specializes in conventional, jumbo, USDA, FHA, VA, construction-to-permanent, and physician loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: over 20. Source: https://townebankmortgage.com/officers/anne-cato/, verified 2026-10-09.
- education: Bachelor of Science in Business Administration from East Carolina University, 1997. Source: https://townebankmortgage.com/officers/anne-cato/, verified 2026-10-09.
- service_area: Pitt County native with local real estate market expertise. Source: https://townebankmortgage.com/officers/anne-cato/, verified 2026-10-09.
- community: Member of Pitt County Board of Realtors, Greenville Chamber of Commerce, and Females in Action (FiA). Source: https://townebankmortgage.com/officers/anne-cato/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: TowneBank Mortgage (NMLS 512138), Greenville, NC. Source: https://townebankmortgage.com/officers/anne-cato/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/664430

## Contact

- linkedin_url: https://www.linkedin.com/in/anne-cato-745b3415a/ (source: lender_site, verified 2026-10-09)
- View profile at TowneBank Mortgage: https://townebankmortgage.com/officers/anne-cato/
- Office phone and Email on file: shown at https://lendb.ai/lo/anne-cato-664430#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/664430
- lender_site: https://townebankmortgage.com/officers/anne-cato/

Cite as: Anne Cato (NMLS 664430), TowneBank Mortgage. LenDb.ai, https://lendb.ai/lo/anne-cato-664430, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._