---
canonical_url: https://lendb.ai/lo/anne-marie-concemi-3527
json_url: https://lendb.ai/lo/anne-marie-concemi-3527.json
nmls_id: 3527
last_verified: 2026-10-09
---

# Anne Marie Concemi

Branch Manager/VP, Mortgage Banker at Total Mortgage Services, Andover, MA. NMLS ID 3527 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/3527)).

**Summary:** Anne Marie Concemi (NMLS 3527) is Branch Manager/VP, Mortgage Banker at Total Mortgage Services, based in Andover, MA. Lists Massachusetts on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Massachusetts (MA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Annie has been in mortgage lending since 1987 and is known for her personal, hands-on approach. She treats each client as family, providing direct 24/7 access and ensuring smooth, stress-free loan processing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1987. Source: https://www.totalmortgage.com/bankers/anne-concemi, verified 2026-10-09.
- credential: Known for personal, hands-on client service with 24/7 availability. Source: https://www.totalmortgage.com/bankers/anne-concemi, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Andover, MA. Source: https://www.totalmortgage.com/bankers/anne-concemi, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/3527

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/anne-concemi
- Email on file: shown at https://lendb.ai/lo/anne-marie-concemi-3527#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/3527
- lender_site: https://www.totalmortgage.com/bankers/anne-concemi

Cite as: Anne Marie Concemi (NMLS 3527), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/anne-marie-concemi-3527, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._