---
canonical_url: https://lendb.ai/lo/annette-hernandez-918395
json_url: https://lendb.ai/lo/annette-hernandez-918395.json
nmls_id: 918395
last_verified: 2026-10-24
---

# Annette Hernandez

Mortgage Loan Officer at Clear Mortgage Capital, Inc.. NMLS ID 918395 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/918395)).

Annette Hernandez (NMLS 918395) is a Mortgage Loan Officer at Clear Mortgage Capital, Inc., licensed in California.

**Summary:** Annette Hernandez (NMLS 918395) is Mortgage Loan Officer at Clear Mortgage Capital, Inc.. Licensed in California, confirmed with the state regulator (license 02229313). Last verified 2026-10-24.

## Quick answers

### Is Annette licensed in California?

Yes. California regulator records list license 02229313 as active (verified 2026-10-24). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### What lender does Annette work for?

Clear Mortgage Capital, Inc., company NMLS 1935005, per the lender's own site (verified 2026-10-21). Source: https://clearmortgagecapital.com/loan-officer/8fb70035-1fa8-4a0c-9db5-60d034df65e8/AnnetteHernandez.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA DRE, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| CA | California Department of Real Estate | state_license | 02229313 | active | confirmed |  | state_regulator | 2026-10-24 |

## Employment history

- ? to present: Clear Mortgage Capital, Inc. (NMLS 1935005). Source: https://clearmortgagecapital.com/loan-officer/8fb70035-1fa8-4a0c-9db5-60d034df65e8/AnnetteHernandez, verified 2026-10-21.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/918395

## Contact

- View profile at Clear Mortgage Capital, Inc.: https://clearmortgagecapital.com/loan-officer/8fb70035-1fa8-4a0c-9db5-60d034df65e8/AnnetteHernandez
- Office phone on file: shown at https://lendb.ai/lo/annette-hernandez-918395#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/918395
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- lender_site: https://clearmortgagecapital.com/loan-officer/8fb70035-1fa8-4a0c-9db5-60d034df65e8/AnnetteHernandez

Cite as: Annette Hernandez (NMLS 918395), Clear Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/annette-hernandez-918395, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._