---
canonical_url: https://lendb.ai/lo/annette-martin-2384016
json_url: https://lendb.ai/lo/annette-martin-2384016.json
nmls_id: 2384016
last_verified: 2026-10-09
---

# Annette Martin

Mortgage Loan Officer at Loan Factory. NMLS ID 2384016 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2384016)).

**Summary:** Annette Martin (NMLS 2384016) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO149746). Also lists Georgia, North Carolina and Tennessee on the lender page (not yet checked with the state regulator). Licensed since 2026 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2026 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), North Carolina (NC, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Annette is a U.S. Army Veteran mortgage loan officer who specializes in finding creative financing solutions. She serves homeowners, real estate professionals, and business owners across Georgia, Alabama, and North Carolina with a focus on innovative products like the 5-Day HELOC program.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: U.S. Army Veteran. Source: https://www.loanfactory.com/mortgage-expert/annette-martin-2384016, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO149746 | active | confirmed | 2026-07-23 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/annette-martin-2384016, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2384016

## Contact

- linkedin_url: https://www.linkedin.com/in/annette-martin-11601b14 (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/annette-martin-2384016

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2384016
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/annette-martin-2384016

Cite as: Annette Martin (NMLS 2384016), Loan Factory. LenDb.ai, https://lendb.ai/lo/annette-martin-2384016, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._