---
canonical_url: https://lendb.ai/lo/annie-ton-384729
json_url: https://lendb.ai/lo/annie-ton-384729.json
nmls_id: 384729
last_verified: 2026-10-09
---

# Annie Ton

Mortgage Loan Officer at Loan Factory. NMLS ID 384729 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/384729)).

**Summary:** Annie Ton (NMLS 384729) is Mortgage Loan Officer at Loan Factory. Lists California and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan, First-time buyer, VA loan, FHA loan and Real estate investor. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/annie-ton-384729
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.59, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/annie-ton-384729
- **VA loan** (`va`): lender page, confidence 0.55, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/annie-ton-384729
- **FHA loan** (`fha`): lender page, confidence 0.52, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/annie-ton-384729
- **Real estate investor** (`investor`): lender page, confidence 0.48, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/annie-ton-384729

## About

Licensed loan officer with many years of mortgage banking experience, specializing in conventional, VA, FHA, jumbo, and investment properties. Focuses on first-time home buyers and providing reliable financing solutions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/annie-ton-384729, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/384729

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/annie-ton-384729

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/384729
- lender_site: https://www.loanfactory.com/mortgage-expert/annie-ton-384729

Cite as: Annie Ton (NMLS 384729), Loan Factory. LenDb.ai, https://lendb.ai/lo/annie-ton-384729, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._