--- canonical_url: https://lendb.ai/lo/annisa-baker-238748 json_url: https://lendb.ai/lo/annisa-baker-238748.json nmls_id: 238748 last_verified: 2026-10-16 --- # Annisa Baker Senior Mortgage Loan Officer at Bell Bank, Madison, WI. NMLS ID 238748 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/238748)). Annisa Baker, NMLS 238748, works as a Senior Mortgage Loan Officer at Bell Bank in Madison, Wisconsin. Annisa's lender page shows a focus on FHA loan, USDA loan and VA loan. **Summary:** Annisa Baker (NMLS 238748) is Senior Mortgage Loan Officer at Bell Bank, based in Madison, WI. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: FHA loan, USDA loan, VA loan and First-time buyer. Earliest state license record: August 18, 1998 (Wisconsin), per state regulator. Last verified 2026-10-16. ## Quick answers ### Is Annisa licensed? Annisa works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Annisa do FHA loans? Annisa's profile lists FHA loan as a focus (from their lender profile page). It also lists USDA loan, VA loan and first-time buyer. Source: https://bell.bank/mortgage/loan-officer/annisabaker. ### What lender does Annisa work for? Bell Bank, company NMLS 419538, from the Madison, WI office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/annisabaker. ### How long has Annisa been licensed? The earliest state license record LenDb holds for Annisa is from August 18, 1998 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/. ## At a glance - Earliest state license record: August 18, 1998 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **FHA loan** (`fha`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/annisabaker - **USDA loan** (`usda`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/annisabaker - **VA loan** (`va`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/annisabaker - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.45, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/annisabaker ## Facts from the lender page and intro - years_experience: since 1997. Source: https://bell.bank/mortgage/loan-officer/annisabaker, verified 2026-10-16. - credential: Top 100 loan officer in the country 2020, 2021, 2022. Source: https://bell.bank/mortgage/loan-officer/annisabaker, verified 2026-10-16. - other: Answers calls on nights and weekends. Source: https://bell.bank/mortgage/loan-officer/annisabaker, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | WI | Wisconsin regulator | state_license | 5908 | inactive | confirmed | 1998-08-18 | state_regulator | 2026-10-21 | ## Employment history - ? to present: Bell Bank (NMLS 419538), Madison, WI. Source: https://bell.bank/mortgage/loan-officer/annisabaker, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/238748 ## Contact - linkedin_url: https://www.linkedin.com/in/annisabaker/ (source: lender_site, verified 2026-10-16) - View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/annisabaker - Email on file: shown at https://lendb.ai/lo/annisa-baker-238748#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/238748 - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - lender_site: https://bell.bank/mortgage/loan-officer/annisabaker Cite as: Annisa Baker (NMLS 238748), Bell Bank. LenDb.ai, https://lendb.ai/lo/annisa-baker-238748, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._