--- canonical_url: https://lendb.ai/lo/anthony-desano-12319 json_url: https://lendb.ai/lo/anthony-desano-12319.json nmls_id: 12319 last_verified: 2026-10-09 --- # Anthony Desano Senior Loan Officer at Embrace Home Loans, Middletown, RI. NMLS ID 12319 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/12319)). **Summary:** Anthony Desano (NMLS 12319) is Senior Loan Officer at Embrace Home Loans, based in Middletown, RI. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Alabama, Arizona, California, Connecticut, Georgia, Indiana, Kentucky, Massachusetts and 14 more on the lender page (not yet checked with the state regulator). Licensed since 2020 (per Florida records). States 19 years of experience. Last verified 2026-10-09. ## At a glance - Licensed since 2020 (per Florida records). This is license history on file, not total experience. - Years experience (stated by the LO): 19 (source: https://www.embracehomeloans.com/location/rhode-island/middletown/anthony-desano, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), Alabama (AL, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Connecticut (CT, lender_reported), Georgia (GA, lender_reported), Indiana (IN, lender_reported), Kentucky (KY, lender_reported), Massachusetts (MA, lender_reported), Maryland (MD, lender_reported), Michigan (MI, lender_reported), Mississippi (MS, lender_reported), North Carolina (NC, lender_reported), New Hampshire (NH, lender_reported), New Jersey (NJ, lender_reported), New Mexico (NM, lender_reported), New York (NY, lender_reported), Ohio (OH, lender_reported), Rhode Island (RI, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## About Anthony Desano has over 19 years at Embrace Home Loans guiding clients through mortgage applications with extensive knowledge of financial products. He works with first-time buyers, refinancers, and those pursuing life goals through equity access. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 19. Source: https://www.embracehomeloans.com/location/rhode-island/middletown/anthony-desano, verified 2026-10-09. - credential: All Star in 2008, 2014, 2019, 2022 and 2023. Source: https://www.embracehomeloans.com/location/rhode-island/middletown/anthony-desano, verified 2026-10-09. - role: Previously Treasury Operations Supervisor at Citizens Bank. Source: https://www.embracehomeloans.com/location/rhode-island/middletown/anthony-desano, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO72866 | active | confirmed | 2020-08-10 | state_regulator | 2026-10-09 | | PA | state_license | 22804 | active | confirmed | | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NJ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NM | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | RI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Embrace Home Loans (NMLS 2184), Middletown, RI. Source: https://www.embracehomeloans.com/location/rhode-island/middletown/anthony-desano, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/12319 ## Contact - View profile at Embrace Home Loans: https://www.embracehomeloans.com/location/rhode-island/middletown/anthony-desano - Office phone and Email on file: shown at https://lendb.ai/lo/anthony-desano-12319#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/12319 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://data.pa.gov/d/tyxc-jyug - lender_site: https://www.embracehomeloans.com/location/rhode-island/middletown/anthony-desano Cite as: Anthony Desano (NMLS 12319), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/anthony-desano-12319, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._