{
  "canonical_url": "https://lendb.ai/lo/anthony-pernie-2818895",
  "loan_officer": {
    "nmls_id": 2818895,
    "slug": "anthony-pernie-2818895",
    "canonical_url": "https://lendb.ai/lo/anthony-pernie-2818895",
    "md_url": "https://lendb.ai/lo/anthony-pernie-2818895.md",
    "json_url": "https://lendb.ai/lo/anthony-pernie-2818895.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2818895",
    "full_name": {
      "value": "Anthony Pernie",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/maryland/sandy-spring/anthony-pernie",
      "verified_at": "2026-10-09"
    },
    "first_name": "Anthony",
    "last_name": "Pernie",
    "headshot_url": {
      "value": "https://www.embracehomeloans.com/media/k32hmezs/apernie_bio72.jpg",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/maryland/sandy-spring/anthony-pernie",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Anthony serves Montgomery, Prince George's, Howard, and Frederick Counties in Maryland, plus Virginia and Washington DC. He prioritizes clear communication, client education, and building lasting relationships.",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/maryland/sandy-spring/anthony-pernie",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/maryland/sandy-spring/anthony-pernie",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/maryland/sandy-spring/anthony-pernie",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 2184,
      "lender_name": "Embrace Home Loans",
      "lender_slug": "embrace-home-loans-2184",
      "branch_city": "Sandy Spring",
      "branch_state": "MD",
      "branch_zip": "20860",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.embracehomeloans.com/location/maryland/sandy-spring/anthony-pernie",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/maryland/sandy-spring/anthony-pernie",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2184,
        "lender_name": "Embrace Home Loans",
        "lender_slug": "embrace-home-loans-2184",
        "branch_city": "Sandy Spring",
        "branch_state": "MD",
        "branch_zip": "20860",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.embracehomeloans.com/location/maryland/sandy-spring/anthony-pernie",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/maryland/sandy-spring/anthony-pernie",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "DC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/maryland/sandy-spring/anthony-pernie",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "MD",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/maryland/sandy-spring/anthony-pernie",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "Montgomery County, Prince George's County, Howard County, Frederick County, Maryland; Bethesda, Rockville, Gaithersburg, Baltimore area; Maryland, Virginia, Washington DC",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/maryland/sandy-spring/anthony-pernie",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Involved with Oakdale Church and A Wider Circle",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/maryland/sandy-spring/anthony-pernie",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 08:33:20.235912+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/anthony-pernie-2818895#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/maryland/sandy-spring/anthony-pernie",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}