---
canonical_url: https://lendb.ai/lo/anwar-caram-2804535
json_url: https://lendb.ai/lo/anwar-caram-2804535.json
nmls_id: 2804535
last_verified: 2026-10-09
---

# Anwar Caram

Mortgage Loan Officer at Loan Factory, CA. NMLS ID 2804535 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2804535)).

**Summary:** Anwar Caram (NMLS 2804535) is Mortgage Loan Officer at Loan Factory, based in California. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Real estate investor** (`investor`): lender page, confidence 0.80, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/anwar-caram-2804535

## About

Anwar is a loan originator focused on helping buyers, homeowners, and investors structure loans aligned with their goals. With a background as a real estate broker since 2006 and owner of California Prudential Realty, he understands both financing and transaction strategy to strengthen approvals and closings.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2006. Source: https://www.loanfactory.com/mortgage-expert/anwar-caram-2804535, verified 2026-10-09.
- role: owner of California Prudential Realty. Source: https://www.loanfactory.com/mortgage-expert/anwar-caram-2804535, verified 2026-10-09.
- other: Aligns loan structure with offer strategy to improve approvals and negotiation positioning. Source: https://www.loanfactory.com/mortgage-expert/anwar-caram-2804535, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), CA. Source: https://www.loanfactory.com/mortgage-expert/anwar-caram-2804535, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2804535

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/anwar-caram-2804535

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2804535
- lender_site: https://www.loanfactory.com/mortgage-expert/anwar-caram-2804535

Cite as: Anwar Caram (NMLS 2804535), Loan Factory. LenDb.ai, https://lendb.ai/lo/anwar-caram-2804535, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._