{
  "canonical_url": "https://lendb.ai/lo/april-brown-205209",
  "lede": {
    "text": "April Brown (NMLS 205209) is a mortgage loan officer at InstaMortgage Inc., licensed in Oregon since 2022 and in California. April works at an FHA-approved lender, per HUD.",
    "fields": [
      "full_name",
      "nmls_id",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "employer_program_approvals"
    ]
  },
  "quick_answers": [
    {
      "q": "Is April licensed in Oregon?",
      "a": "Yes. Oregon regulator records list a license as active, first effective February 11, 2022 (verified 2026-10-20). LenDb has 1 other state on file for April.",
      "fields": [
        "licenses"
      ],
      "source": "Oregon state regulator",
      "source_url": "https://dfr.oregon.gov/",
      "verified_at": "2026-10-20"
    },
    {
      "q": "What lender does April work for, and is it FHA-approved?",
      "a": "InstaMortgage Inc., company NMLS 1035734, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).",
      "fields": [
        "current_employment",
        "employer_program_approvals"
      ],
      "source": "lender site; HUD",
      "source_url": "https://instamortgage.com/loan-officer/april-brown/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has April been licensed?",
      "a": "The earliest state license record LenDb holds for April is from February 11, 2022 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Oregon state regulator",
      "source_url": "https://dfr.oregon.gov/",
      "verified_at": "2026-10-20"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 205209,
    "slug": "april-brown-205209",
    "canonical_url": "https://lendb.ai/lo/april-brown-205209",
    "md_url": "https://lendb.ai/lo/april-brown-205209.md",
    "json_url": "https://lendb.ai/lo/april-brown-205209.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/205209",
    "full_name": {
      "value": "April Brown",
      "source": "lender_site",
      "source_url": "https://instamortgage.com/loan-officer/april-brown/",
      "verified_at": "2026-10-15"
    },
    "first_name": "April",
    "last_name": "Brown",
    "licensed_names": [
      {
        "name": "April Brown",
        "name_with_middle_initial": "April D. Brown",
        "first_name": "April",
        "middle_initial": "D",
        "last_name": "Brown",
        "states": [
          "CA",
          "OR"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-22"
      }
    ],
    "headshot_url": {
      "value": "https://instamortgage.com/wp-content/uploads/2023/05/April-Brown.webp",
      "source": "lender_site",
      "source_url": "https://instamortgage.com/loan-officer/april-brown/",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": null,
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://instamortgage.com/loan-officer/april-brown/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 55,
    "current_employment": {
      "lender_nmls_id": 1035734,
      "lender_name": "InstaMortgage Inc.",
      "lender_slug": "instamortgage-inc-1035734",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://instamortgage.com/loan-officer/april-brown/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://instamortgage.com/loan-officer/april-brown/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1035734,
        "lender_name": "InstaMortgage Inc.",
        "lender_slug": "instamortgage-inc-1035734",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://instamortgage.com/loan-officer/april-brown/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://instamortgage.com/loan-officer/april-brown/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2022-02-11",
        "source": "state_regulator",
        "source_url": "https://dfr.oregon.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "or"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI205209",
        "status": "active",
        "issued_at": "2022-12-09",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "role",
        "value": "Past career as a journalist",
        "source": "lender_site",
        "source_url": "https://instamortgage.com/loan-officer/april-brown/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "role",
        "value": "Past career as an entertainment industry promoter",
        "source": "lender_site",
        "source_url": "https://instamortgage.com/loan-officer/april-brown/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-24",
    "updated_at": "2026-10-24 19:28:56.294761+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/april-brown-205209#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://instamortgage.com/loan-officer/april-brown/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2022-02-11",
      "state": "OR"
    },
    "licensed_since": {
      "year": 2022,
      "state": "OR"
    },
    "federal_registration": null
  }
}