---
canonical_url: https://lendb.ai/lo/arlo-zoerner-293974
json_url: https://lendb.ai/lo/arlo-zoerner-293974.json
nmls_id: 293974
last_verified: 2026-10-09
---

# Arlo Zoerner

Branch Manager at CrossCountry Mortgage, Walnut Creek, CA. NMLS ID 293974 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/293974)).

**Summary:** Arlo Zoerner (NMLS 293974) is Branch Manager at CrossCountry Mortgage, based in Walnut Creek, CA. Licensed in Colorado, confirmed with the state regulator (license 100545251). Also lists California, Nevada, Tennessee and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan, Real estate investor, VA loan, FHA loan and First-time buyer. Licensed since 2026 (per Colorado records). States 24 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2026 (per Colorado records). This is license history on file, not total experience.
- Years experience (stated by the LO): 24 (source: https://crosscountrymortgage.com/walnut-creek-ca-8035/arlo-zoerner/, verified 2026-10-09)
- Licensed in: California (CA, lender_reported), Colorado (CO, confirmed), Nevada (NV, lender_reported), Tennessee (TN, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/walnut-creek-ca-8035/arlo-zoerner/
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/walnut-creek-ca-8035/arlo-zoerner/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/walnut-creek-ca-8035/arlo-zoerner/
- **FHA loan** (`fha`): lender page, confidence 0.54, verified 2026-10-09. Source: https://crosscountrymortgage.com/walnut-creek-ca-8035/arlo-zoerner/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/walnut-creek-ca-8035/arlo-zoerner/

## About

Top-producing loan officer since 2002 specializing in conventional, jumbo, FHA, VA, bridge loans, and investment property financing across the East Bay, Contra Costa County, San Francisco Bay Area, and CA, CO, NV, TN, and WA.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 24. Source: https://crosscountrymortgage.com/walnut-creek-ca-8035/arlo-zoerner/, verified 2026-10-09.
- role: top-producing loan officer. Source: https://crosscountrymortgage.com/walnut-creek-ca-8035/arlo-zoerner/, verified 2026-10-09.
- service_area: East Bay, Contra Costa County, San Francisco Bay Area, CA, CO, NV, TN, WA. Source: https://crosscountrymortgage.com/walnut-creek-ca-8035/arlo-zoerner/, verified 2026-10-09.
- role: Joined CrossCountry Mortgage in 2021. Source: https://crosscountrymortgage.com/walnut-creek-ca-8035/arlo-zoerner/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CO | state_license | 100545251 | active | confirmed | 2026-04-23 | state_regulator | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Walnut Creek, CA. Source: https://crosscountrymortgage.com/walnut-creek-ca-8035/arlo-zoerner/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/293974

## Contact

- linkedin_url: https://www.linkedin.com/in/arlo-zoerner-8570915/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/walnut-creek-ca-8035/arlo-zoerner/
- Office phone and Email on file: shown at https://lendb.ai/lo/arlo-zoerner-293974#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/293974
- lender_site: https://crosscountrymortgage.com/walnut-creek-ca-8035/arlo-zoerner/
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=353604&contact=588698

Cite as: Arlo Zoerner (NMLS 293974), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/arlo-zoerner-293974, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._