---
canonical_url: https://lendb.ai/lo/armen-karakashian-2796100
json_url: https://lendb.ai/lo/armen-karakashian-2796100.json
nmls_id: 2796100
last_verified: 2026-10-09
---

# Armen Karakashian

Mortgage Loan Officer at Loan Factory. NMLS ID 2796100 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2796100)).

**Summary:** Armen Karakashian (NMLS 2796100) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO144903). Speaks English and Armenian. Earliest state license record: February 10, 2026 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: February 10, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Armenian
- Profile: unclaimed
- Status: active

## Specialties


## About

Experienced real estate professional serving the Florida Gulf Coast (Sarasota, St. Petersburg, Naples). Specializes in conventional, jumbo, FHA, VA, HELOCs, and investment property loans with access to over 240 wholesale lenders.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Florida Gulf Coast (Sarasota, St. Petersburg, Naples). Source: https://www.loanfactory.com/mortgage-expert/armen-karakashian-2796100, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO144903 | active | confirmed | 2026-02-10 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/armen-karakashian-2796100, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2796100

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/armen-karakashian-2796100

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2796100
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/armen-karakashian-2796100

Cite as: Armen Karakashian (NMLS 2796100), Loan Factory. LenDb.ai, https://lendb.ai/lo/armen-karakashian-2796100, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._