---
canonical_url: https://lendb.ai/lo/ashley-higdon-168604
json_url: https://lendb.ai/lo/ashley-higdon-168604.json
nmls_id: 168604
last_verified: 2026-10-10
---

# Ashley Higdon

VP of Lending at Lower, Lebanon, KY. NMLS ID 168604 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/168604)).

**Summary:** Ashley Higdon (NMLS 168604) is VP of Lending at Lower, based in Lebanon, KY. Lists Kentucky on the lender page (not yet checked with the state regulator). States 23 years of experience. Last verified 2026-10-10.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 23 (source: https://www.lower.com/loan-officers/kentucky/lebanon/ashley-higdon, verified 2026-10-10)
- Licensed in: Kentucky (KY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Ashley has over 23 years of mortgage industry experience and assists clients throughout Kentucky with their home financing needs.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- years_experience: 23. Source: https://www.lower.com/loan-officers/kentucky/lebanon/ashley-higdon, verified 2026-10-10.
- service_area: Kentucky. Source: https://www.lower.com/loan-officers/kentucky/lebanon/ashley-higdon, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Lower (NMLS 1124061), Lebanon, KY. Source: https://www.lower.com/loan-officers/kentucky/lebanon/ashley-higdon, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/168604

## Contact

- View profile at Lower: https://www.lower.com/loan-officers/kentucky/lebanon/ashley-higdon
- Email on file: shown at https://lendb.ai/lo/ashley-higdon-168604#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/168604
- lender_site: https://www.lower.com/loan-officers/kentucky/lebanon/ashley-higdon

Cite as: Ashley Higdon (NMLS 168604), Lower. LenDb.ai, https://lendb.ai/lo/ashley-higdon-168604, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._