{
  "canonical_url": "https://lendb.ai/lo/ashley-luster-654709",
  "loan_officer": {
    "nmls_id": 654709,
    "slug": "ashley-luster-654709",
    "canonical_url": "https://lendb.ai/lo/ashley-luster-654709",
    "md_url": "https://lendb.ai/lo/ashley-luster-654709.md",
    "json_url": "https://lendb.ai/lo/ashley-luster-654709.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/654709",
    "full_name": {
      "value": "Ashley Luster",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/ashley-luster/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Ashley",
    "last_name": "Luster",
    "headshot_url": {
      "value": "https://alcova.com/wp-content/uploads/2026/03/ashley-luster.png",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/ashley-luster/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Ashley is passionate about helping community members achieve homeownership by developing workable solutions to financial hurdles. She takes pride in the opportunity to assist borrowers through the complex world of real estate home loans.",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/ashley-luster/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Branch Manager",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/ashley-luster/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/ashley-luster/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 40508,
      "lender_name": "ALCOVA Mortgage",
      "lender_slug": "alcova-mortgage-40508",
      "branch_city": "Youngsville",
      "branch_state": "NC",
      "branch_zip": "27596",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://alcova.com/loan-officer/ashley-luster/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/ashley-luster/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 40508,
        "lender_name": "ALCOVA Mortgage",
        "lender_slug": "alcova-mortgage-40508",
        "branch_city": "Youngsville",
        "branch_state": "NC",
        "branch_zip": "27596",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://alcova.com/loan-officer/ashley-luster/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/ashley-luster/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "NC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/ashley-luster/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/ashley-luster/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "community",
        "value": "Supports Faith Driven Entrepreneur, Lifewise Academy, and Addis Jemari organizations",
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/ashley-luster/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 10:14:41.746897+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/ashley-luster-654709#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/ashley-luster/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}