--- canonical_url: https://lendb.ai/lo/ashton-pereida-rice-2022873 json_url: https://lendb.ai/lo/ashton-pereida-rice-2022873.json nmls_id: 2022873 last_verified: 2026-10-28 --- # Ashton Pereida-Rice Loan Officer at Ladera Lending, Inc., Ladera Ranch, CA. NMLS ID 2022873 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2022873)). Ashton Pereida-Rice (NMLS 2022873) is a Loan Officer at Ladera Lending, Inc. in Ladera Ranch, California, licensed in Texas, California and Illinois. Ashton's own profile lists refinance and HELOC as a focus, and Ashton works at an FHA-approved lender, per HUD. **Summary:** Ashton Pereida-Rice (NMLS 2022873) is Loan Officer at Ladera Lending, Inc., based in Ladera Ranch, CA. Licensed in 3 states confirmed with state regulators: Texas, California and Illinois. Focus areas shown on the lender page: Refinance and HELOC. Earliest state license record: September 14, 2020 (Iowa), per state regulator. States 5 years of experience. Last verified 2026-10-28. ## Quick answers ### Is Ashton licensed in California? Yes. California regulator records list license CA-DFPI2022873 as active, first effective May 14, 2025 (verified 2026-10-24). LenDb has 2 other states on file for Ashton. Source: https://dfpi.ca.gov/. ### Does Ashton list refinance as a focus? Ashton's profile lists refinance as a focus (from their lender profile page). It also lists HELOC. Source: https://laderalending.com/team-member/ashton-pereida-rice/. ### What lender does Ashton work for, and is it FHA-approved? Ladera Lending, Inc., company NMLS 835555, from the Ladera Ranch, CA office, per the lender's own site (verified 2026-10-21). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://laderalending.com/team-member/ashton-pereida-rice/. ### How long has Ashton been licensed? The earliest state license record LenDb holds for Ashton is from September 14, 2020 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Ashton states 5 years of experience. Source: https://idob.iowa.gov/. ## At a glance - Earliest state license record: September 14, 2020 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 5 (source: https://laderalending.com/team-member/ashton-pereida-rice/, verified 2026-10-21) - Also licensed as (state regulator records, same NMLS ID): Ashton A. Pereida-Rice (CA, IA, NY, TX, as of 2026-10-22) - Licensed in: Texas (TX, confirmed), California (CA DFPI, confirmed), Illinois (IL, confirmed) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Refinance** (`refinance`): from their lender profile page, confidence 0.90, verified 2026-10-21. Source: https://laderalending.com/team-member/ashton-pereida-rice/ - **HELOC** (`heloc`): from their lender profile page, confidence 0.85, verified 2026-10-21. Source: https://laderalending.com/team-member/ashton-pereida-rice/ ## Facts from the lender page and intro - years_experience: 5. Source: https://laderalending.com/team-member/ashton-pereida-rice/, verified 2026-10-21. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | TX | Texas regulator | state_license | n/a | active | confirmed | 2025-06-02 | state_regulator | 2026-10-13 | | NY | New York regulator | state_license | n/a | expired | confirmed | | state_regulator | 2026-10-14 | | IA | Iowa regulator | state_license | 39242 | expired | confirmed | 2020-09-14 | state_regulator | 2026-10-20 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2022873 | active | confirmed | 2025-05-14 | state_regulator | 2026-10-24 | | IL | Illinois regulator | state_license | 31.0089878 | active | confirmed | 2025-05-02 | state_regulator | 2026-10-28 | ## Employment history - ? to present: Ladera Lending, Inc. (NMLS 835555), Ladera Ranch, CA. Source: https://laderalending.com/team-member/ashton-pereida-rice/, verified 2026-10-21. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2022873 ## Contact - View profile at Ladera Lending, Inc.: https://laderalending.com/team-member/ashton-pereida-rice/ - Office phone and Email on file: shown at https://lendb.ai/lo/ashton-pereida-rice-2022873#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2022873 - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://www.dfs.ny.gov/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://laderalending.com/team-member/ashton-pereida-rice/ - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Ashton Pereida-Rice (NMLS 2022873), Ladera Lending, Inc.. LenDb.ai, https://lendb.ai/lo/ashton-pereida-rice-2022873, last verified 2026-10-28. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._