---
canonical_url: https://lendb.ai/lo/audra-santos-49570
json_url: https://lendb.ai/lo/audra-santos-49570.json
nmls_id: 49570
last_verified: 2026-10-09
---

# Audra Santos

Branch Manager at Total Mortgage Services, Monroe, CT. NMLS ID 49570 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/49570)).

**Summary:** Audra Santos (NMLS 49570) is Branch Manager at Total Mortgage Services, based in Monroe, CT. Licensed in Florida, confirmed with the state regulator (license LO38711). Earliest state license record: January 24, 2017 (Florida), per state regulator. States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: January 24, 2017 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://www.totalmortgage.com/bankers/audra-santos, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Audra has 25 years in the mortgage industry, based in her hometown of Monroe, CT. She helps clients with homeownership, refinancing, and reverse mortgages for seniors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.totalmortgage.com/bankers/audra-santos, verified 2026-10-09.
- service_area: Monroe, CT. Source: https://www.totalmortgage.com/bankers/audra-santos, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO38711 | active | confirmed | 2017-01-24 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Monroe, CT. Source: https://www.totalmortgage.com/bankers/audra-santos, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/49570

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/audra-santos
- Email on file: shown at https://lendb.ai/lo/audra-santos-49570#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/49570
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.totalmortgage.com/bankers/audra-santos

Cite as: Audra Santos (NMLS 49570), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/audra-santos-49570, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._