---
canonical_url: https://lendb.ai/lo/audrey-denise-culpepper-202302
json_url: https://lendb.ai/lo/audrey-denise-culpepper-202302.json
nmls_id: 202302
last_verified: 2026-10-09
---

# Audrey Denise Culpepper

Mortgage Loan Officer at Loan Factory, AL. NMLS ID 202302 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/202302)).

**Summary:** Audrey Denise Culpepper (NMLS 202302) is Mortgage Loan Officer at Loan Factory, based in Alabama. Lists Alabama on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Alabama (AL, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), AL. Source: https://www.loanfactory.com/mortgage-expert/audrey-denise-culpepper-202302, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/202302

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/audrey-denise-culpepper-202302

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/202302
- lender_site: https://www.loanfactory.com/mortgage-expert/audrey-denise-culpepper-202302

Cite as: Audrey Denise Culpepper (NMLS 202302), Loan Factory. LenDb.ai, https://lendb.ai/lo/audrey-denise-culpepper-202302, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._