---
canonical_url: https://lendb.ai/lo/austin-combs-798899
json_url: https://lendb.ai/lo/austin-combs-798899.json
nmls_id: 798899
last_verified: 2026-10-09
---

# Austin Combs

Division Partner at ALCOVA Mortgage, Charlotte, NC. NMLS ID 798899 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/798899)).

**Summary:** Austin Combs (NMLS 798899) is Division Partner at ALCOVA Mortgage, based in Charlotte, NC. Lists Maryland, North Carolina and South Carolina on the lender page (not yet checked with the state regulator). Licensed since 2011 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2011 (per Florida records). This is license history on file, not total experience.
- Licensed in: Maryland (MD, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Austin is based in Charlotte, NC and is licensed in MD, NC, and SC. He focuses on helping people with their home loans and is known for strong communication and support throughout the lending process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Charlotte, NC area; licensed in MD, NC, SC. Source: https://alcova.com/loan-officer/austin-combs/, verified 2026-10-09.
- community: Supports Scarlett Hearts organization. Source: https://alcova.com/loan-officer/austin-combs/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO9737 | expired | confirmed | 2011-09-06 | state_regulator | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: ALCOVA Mortgage (NMLS 40508), Charlotte, NC. Source: https://alcova.com/loan-officer/austin-combs/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/798899

## Contact

- linkedin_url: https://www.linkedin.com/in/combs-austin25/ (source: lender_site, verified 2026-10-09)
- View profile at ALCOVA Mortgage: https://alcova.com/loan-officer/austin-combs/
- Email on file: shown at https://lendb.ai/lo/austin-combs-798899#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/798899
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://alcova.com/loan-officer/austin-combs/

Cite as: Austin Combs (NMLS 798899), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/austin-combs-798899, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._