--- canonical_url: https://lendb.ai/lo/austin-downs-937218 json_url: https://lendb.ai/lo/austin-downs-937218.json nmls_id: 937218 last_verified: 2026-10-28 --- # Austin Downs Director of Business Solutions, US Army Veteran at INDEPENDENCE HOME LOANS LLC. NMLS ID 937218 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/937218)). Austin Downs (NMLS 937218) is a mortgage loan officer at INDEPENDENCE HOME LOANS LLC, licensed in Texas since 2023 and in Florida, Arkansas, Iowa and 5 more states. **Summary:** Austin Downs (NMLS 937218) is Director of Business Solutions, US Army Veteran at INDEPENDENCE HOME LOANS LLC. Licensed in 9 states confirmed with state regulators: Florida, Texas, Arkansas, Iowa, Wisconsin, California, Maryland, Wyoming and 1 more. Earliest state license record: October 3, 2023 (Texas), per state regulator. Last verified 2026-10-28. ## Quick answers ### Is Austin licensed in Florida? Yes. Florida regulator records list license LO123426 as active, first effective October 4, 2023 (verified 2026-10-15). LenDb has 8 other states on file for Austin. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Austin work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/austin-downs/. ### How long has Austin been licensed? The earliest state license record LenDb holds for Austin is from October 3, 2023 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/. ## At a glance - Earliest state license record: October 3, 2023 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Austin L. Downs (AR, CA, FL, IA, MD, TX, WY, as of 2026-10-27) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed), Illinois (IL, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Facts from the lender page and intro - role: Senior Vice President, The Federal Savings Bank. Source: https://independencehl.com/austin-downs/, verified 2026-10-15. - role: Military Police Officer in the National Guard. Source: https://independencehl.com/austin-downs/, verified 2026-10-15. - credential: Eagle Scout. Source: https://independencehl.com/austin-downs/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO123426 | active | confirmed | 2023-10-04 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2023-10-03 | state_regulator | 2026-10-13 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 50935 | active | confirmed | 2023-10-12 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 937218 | active | confirmed | 2023-11-13 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI937218 | active | confirmed | 2024-01-08 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 106650 | active | confirmed | 2023-12-15 | state_regulator | 2026-10-27 | | IL | Illinois regulator | state_license | 31.0083190 | active | confirmed | 2023-11-03 | state_regulator | 2026-10-28 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/austin-downs/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/937218 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/austin-downs/ - Office phone and Email on file: shown at https://lendb.ai/lo/austin-downs-937218#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/937218 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://independencehl.com/austin-downs/ Cite as: Austin Downs (NMLS 937218), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/austin-downs-937218, last verified 2026-10-28. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._