--- canonical_url: https://lendb.ai/lo/av-vaghela-220899 json_url: https://lendb.ai/lo/av-vaghela-220899.json nmls_id: 220899 last_verified: 2026-10-09 --- # AV Vaghela Producing Branch Manager/Senior Loan Officer at Highlands Residential Mortgage, Allen, TX. NMLS ID 220899 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/220899)). **Summary:** AV Vaghela (NMLS 220899) is Producing Branch Manager/Senior Loan Officer at Highlands Residential Mortgage, based in Allen, TX. Lists Alabama, Georgia, Kansas, Louisiana, Missouri, North Carolina, Oklahoma and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, First-time buyer, Real estate investor and VA loan. Last verified 2026-10-09. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Alabama (AL, lender_reported), Georgia (GA, lender_reported), Kansas (KS, lender_reported), Louisiana (LA, lender_reported), Missouri (MO, lender_reported), North Carolina (NC, lender_reported), Oklahoma (OK, lender_reported), Texas (TX, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.highlandsmortgage.com/agents/av-vaghela-profile/ - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.highlandsmortgage.com/agents/av-vaghela-profile/ - **Real estate investor** (`investor`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.highlandsmortgage.com/agents/av-vaghela-profile/ - **VA loan** (`va`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.highlandsmortgage.com/agents/av-vaghela-profile/ ## About AV joined the mortgage industry in 2004 and leads The Vaghela Team with over 28 years of combined experience, recognized for commitment to excellence and long-lasting client relationships. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: since 2004. Source: https://www.highlandsmortgage.com/agents/av-vaghela-profile/, verified 2026-10-09. - education: BBA in Business from University of North Texas (2002). Source: https://www.highlandsmortgage.com/agents/av-vaghela-profile/, verified 2026-10-09. - credential: Voted 2017 and 2016 Top Agent by Top Agent Magazine. Source: https://www.highlandsmortgage.com/agents/av-vaghela-profile/, verified 2026-10-09. - credential: Multi Year Texas Five Star Professional selection awarded by Texas Monthly. Source: https://www.highlandsmortgage.com/agents/av-vaghela-profile/, verified 2026-10-09. - credential: Voted 'D-Best'-Most Professional Mortgage Banker by D Magazine. Source: https://www.highlandsmortgage.com/agents/av-vaghela-profile/, verified 2026-10-09. - community: Served on Board for Parks and Recreation for city of Richardson. Source: https://www.highlandsmortgage.com/agents/av-vaghela-profile/, verified 2026-10-09. - community: Serves on board for North Garland Sports Association (NGSA). Source: https://www.highlandsmortgage.com/agents/av-vaghela-profile/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | LA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Highlands Residential Mortgage (NMLS 134871), Allen, TX. Source: https://www.highlandsmortgage.com/agents/av-vaghela-profile/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/220899 ## Contact - View profile at Highlands Residential Mortgage: https://www.highlandsmortgage.com/agents/av-vaghela-profile/ - Office phone and Email on file: shown at https://lendb.ai/lo/av-vaghela-220899#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/220899 - lender_site: https://www.highlandsmortgage.com/agents/av-vaghela-profile/ Cite as: AV Vaghela (NMLS 220899), Highlands Residential Mortgage. LenDb.ai, https://lendb.ai/lo/av-vaghela-220899, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._