{
  "canonical_url": "https://lendb.ai/lo/ayeh-klait-1855448",
  "loan_officer": {
    "nmls_id": 1855448,
    "slug": "ayeh-klait-1855448",
    "canonical_url": "https://lendb.ai/lo/ayeh-klait-1855448",
    "md_url": "https://lendb.ai/lo/ayeh-klait-1855448.md",
    "json_url": "https://lendb.ai/lo/ayeh-klait-1855448.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1855448",
    "full_name": {
      "value": "Ayeh Klait",
      "source": "lender_site",
      "source_url": "https://litfinancial.com/loan-experts/ayeh-klait",
      "verified_at": "2026-10-09"
    },
    "first_name": "Ayeh",
    "last_name": "Klait",
    "headshot_url": {
      "value": "https://litfinancial.com/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fcjhhhqmd%2Fproduction%2Fef49752e63dabfa28f362c2aca931f9221dfc4a7-1200x1200.png%3Frect%3D120%2C0%2C960%2C1200%26w%3D800%26h%3D1000%26fit%3Dmax%26auto%3Dformat&w=3840&q=75",
      "source": "lender_site",
      "source_url": "https://litfinancial.com/loan-experts/ayeh-klait",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Ayeh helps clients utilize their home to make their lives better and values seeing the long-term benefits clients realize after closing.",
      "source": "lender_site",
      "source_url": "https://litfinancial.com/loan-experts/ayeh-klait",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Senior Loan Officer",
      "source": "lender_site",
      "source_url": "https://litfinancial.com/loan-experts/ayeh-klait",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://litfinancial.com/loan-experts/ayeh-klait",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 7,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 2553292,
      "lender_name": "Lit Financial Corporation",
      "lender_slug": "lit-financial-2553292",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://litfinancial.com/loan-experts/ayeh-klait",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://litfinancial.com/loan-experts/ayeh-klait",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2553292,
        "lender_name": "Lit Financial Corporation",
        "lender_slug": "lit-financial-2553292",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://litfinancial.com/loan-experts/ayeh-klait",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://litfinancial.com/loan-experts/ayeh-klait",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO62069",
        "status": "expired",
        "issued_at": "2019-06-17",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://litfinancial.com/loan-experts/ayeh-klait",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://litfinancial.com/loan-experts/ayeh-klait",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "GA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://litfinancial.com/loan-experts/ayeh-klait",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "MI",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://litfinancial.com/loan-experts/ayeh-klait",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://litfinancial.com/loan-experts/ayeh-klait",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://litfinancial.com/loan-experts/ayeh-klait",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://litfinancial.com/loan-experts/ayeh-klait",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "dscr",
        "label": "DSCR loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://litfinancial.com/loan-experts/ayeh-klait",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "heloc",
        "label": "HELOC",
        "evidence": "lender_page_text",
        "confidence": 0.15,
        "source": "lender_site",
        "source_url": "https://litfinancial.com/loan-experts/ayeh-klait",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [
      {
        "kind": "voice_intro",
        "summary": "Ayeh has a short recorded voice intro on Lit Financial Corporation's site.",
        "listen_url": "https://litfinancial.com/loan-experts/ayeh-klait",
        "duration_seconds": null,
        "source": "lender_site",
        "source_url": "https://litfinancial.com/loan-experts/ayeh-klait",
        "verified_at": "2026-10-09"
      }
    ],
    "facts": [],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 08:42:25.22535+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office"
      ],
      "reveal_url": "https://lendb.ai/lo/ayeh-klait-1855448#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://litfinancial.com/loan-experts/ayeh-klait",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2019,
      "state": "FL"
    },
    "federal_registration": null
  }
}