---
canonical_url: https://lendb.ai/lo/babak-moghaddam-278061
json_url: https://lendb.ai/lo/babak-moghaddam-278061.json
nmls_id: 278061
last_verified: 2026-10-09
---

# Babak Moghaddam

Mortgage Loan Officer at Loan Factory. NMLS ID 278061 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/278061)).

**Summary:** Babak Moghaddam (NMLS 278061) is Mortgage Loan Officer at Loan Factory. Lists California on the lender page (not yet checked with the state regulator). Speaks English and Persian (Farsi). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Persian (Farsi)
- Profile: unclaimed
- Status: active

## Specialties


## About

Babak has facilitated over $1.5 billion in residential real estate loans since 1987 and specializes in integrating mortgages into comprehensive financial planning for wealth-building and retirement.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1987. Source: https://www.loanfactory.com/mortgage-expert/babak-moghaddam-278061, verified 2026-10-09.
- education: Graduated from University of Southern California in 1985; MBA earned in 1988. Source: https://www.loanfactory.com/mortgage-expert/babak-moghaddam-278061, verified 2026-10-09.
- role: Started as compliance auditor at Bank of New York. Source: https://www.loanfactory.com/mortgage-expert/babak-moghaddam-278061, verified 2026-10-09.
- credential: Top producer with 100% referral-based business and ranked among top loan officers. Source: https://www.loanfactory.com/mortgage-expert/babak-moghaddam-278061, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/babak-moghaddam-278061, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/278061

## Contact

- linkedin_url: https://www.linkedin.com/in/babak-moghaddam-23196311/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/babak-moghaddam-278061

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/278061
- lender_site: https://www.loanfactory.com/mortgage-expert/babak-moghaddam-278061

Cite as: Babak Moghaddam (NMLS 278061), Loan Factory. LenDb.ai, https://lendb.ai/lo/babak-moghaddam-278061, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._