---
canonical_url: https://lendb.ai/lo/balenda-hetzel-430532
json_url: https://lendb.ai/lo/balenda-hetzel-430532.json
nmls_id: 430532
last_verified: 2026-10-09
---

# Balenda Hetzel

Regional VP at American Pacific Mortgage, Destin, FL. NMLS ID 430532 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/430532)).

**Summary:** Balenda Hetzel (NMLS 430532) is Regional VP at American Pacific Mortgage, based in Destin, FL. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Alabama, Georgia, Kentucky, Louisiana, Mississippi, North Carolina, New Hampshire, Ohio and 4 more on the lender page (not yet checked with the state regulator). Licensed since 2017 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2017 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Alabama (AL, lender_reported), Georgia (GA, lender_reported), Kentucky (KY, lender_reported), Louisiana (LA, lender_reported), Mississippi (MS, lender_reported), North Carolina (NC, lender_reported), New Hampshire (NH, lender_reported), Ohio (OH, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Wisconsin (WI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO38714 | active | confirmed | 2017-01-24 | state_regulator | 2026-10-09 |
| CO | state_license | 100523165 | active | confirmed | 2021-04-13 | state_regulator | 2026-10-10 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| LA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: American Pacific Mortgage (NMLS 1850), Destin, FL. Source: https://www.apmortgage.com/balenda-hetzel, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/430532

## Contact

- View profile at American Pacific Mortgage: https://www.apmortgage.com/balenda-hetzel
- Office phone and Email on file: shown at https://lendb.ai/lo/balenda-hetzel-430532#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/430532
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=268348&contact=453327
- lender_site: https://www.apmortgage.com/balenda-hetzel

Cite as: Balenda Hetzel (NMLS 430532), American Pacific Mortgage. LenDb.ai, https://lendb.ai/lo/balenda-hetzel-430532, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._