---
canonical_url: https://lendb.ai/lo/becky-freeman-1171008
json_url: https://lendb.ai/lo/becky-freeman-1171008.json
nmls_id: 1171008
last_verified: 2026-10-09
---

# Becky Freeman

Loan Officer at Ruoff Mortgage. NMLS ID 1171008 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1171008)).

**Summary:** Becky Freeman (NMLS 1171008) is Loan Officer at Ruoff Mortgage. Licensed in Florida, confirmed with the state regulator (license LO109384). Also lists Michigan on the lender page (not yet checked with the state regulator). Earliest state license record: June 15, 2022 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: June 15, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Michigan (MI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Loan officer serving Florida and Michigan who publishes educational content about mortgage financing fundamentals such as debt-to-income ratios.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Florida, Michigan. Source: https://www.ruoff.com/BeckyFreeman, verified 2026-10-09.
- credential: 94.9% Customer Satisfaction Score. Source: https://www.ruoff.com/BeckyFreeman, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO109384 | active | confirmed | 2022-06-15 | state_regulator | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/BeckyFreeman, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1171008

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/BeckyFreeman
- Office phone on file: shown at https://lendb.ai/lo/becky-freeman-1171008#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1171008
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.ruoff.com/BeckyFreeman

Cite as: Becky Freeman (NMLS 1171008), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/becky-freeman-1171008, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._