---
canonical_url: https://lendb.ai/lo/belinda-higgs-104438
json_url: https://lendb.ai/lo/belinda-higgs-104438.json
nmls_id: 104438
last_verified: 2026-10-09
---

# Belinda Higgs

Mortgage Loan Officer at Truist Bank, Sterling, VA. NMLS ID 104438 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/104438)).

**Summary:** Belinda Higgs (NMLS 104438) is Mortgage Loan Officer at Truist Bank, based in Sterling, VA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: VA loan, First-time buyer and Jumbo loan. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.23, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/belinda-higgs-mortgage-loan-officer-sterling-va-20165
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/belinda-higgs-mortgage-loan-officer-sterling-va-20165
- **Jumbo loan** (`jumbo`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/belinda-higgs-mortgage-loan-officer-sterling-va-20165

## About

Belinda Higgs is a senior loan officer with over 20 years of mortgage industry experience. She offers expertise across all loan program types and is known for attention to detail and exceeding client expectations.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Truist Bank (NMLS 399803), Sterling, VA. Source: https://www.truist.com/finder/mortgage/belinda-higgs-mortgage-loan-officer-sterling-va-20165, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/104438

## Contact

- View profile at Truist Bank: https://www.truist.com/finder/mortgage/belinda-higgs-mortgage-loan-officer-sterling-va-20165
- Office phone and Email on file: shown at https://lendb.ai/lo/belinda-higgs-104438#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/104438
- lender_site: https://www.truist.com/finder/mortgage/belinda-higgs-mortgage-loan-officer-sterling-va-20165

Cite as: Belinda Higgs (NMLS 104438), Truist Bank. LenDb.ai, https://lendb.ai/lo/belinda-higgs-104438, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._