---
canonical_url: https://lendb.ai/lo/ben-bratrud-1463218
json_url: https://lendb.ai/lo/ben-bratrud-1463218.json
nmls_id: 1463218
last_verified: 2026-10-09
---

# Ben Bratrud

Senior Loan Officer at CrossCountry Mortgage, Gig Harbor, WA. NMLS ID 1463218 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1463218)).

**Summary:** Ben Bratrud (NMLS 1463218) is Senior Loan Officer at CrossCountry Mortgage, based in Gig Harbor, WA. Lists Arizona, Idaho, Minnesota, Nevada and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and HELOC. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Arizona (AZ, lender_reported), Idaho (ID, lender_reported), Minnesota (MN, lender_reported), Nevada (NV, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.09, verified 2026-10-09. Source: https://crosscountrymortgage.com/gig-harbor-wa-5563/benjamin-bratrud/
- **HELOC** (`heloc`): lender page, confidence 0.07, verified 2026-10-09. Source: https://crosscountrymortgage.com/gig-harbor-wa-5563/benjamin-bratrud/

## About

Ben has lived in the Pacific Northwest for 9 years and joined CrossCountry Mortgage in 2016 to simplify home financing and help clients build generational wealth through real estate.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2016. Source: https://crosscountrymortgage.com/gig-harbor-wa-5563/benjamin-bratrud/, verified 2026-10-09.
- service_area: Puyallup, Washington. Source: https://crosscountrymortgage.com/gig-harbor-wa-5563/benjamin-bratrud/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Gig Harbor, WA. Source: https://crosscountrymortgage.com/gig-harbor-wa-5563/benjamin-bratrud/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1463218

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/gig-harbor-wa-5563/benjamin-bratrud/
- Email on file: shown at https://lendb.ai/lo/ben-bratrud-1463218#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1463218
- lender_site: https://crosscountrymortgage.com/gig-harbor-wa-5563/benjamin-bratrud/

Cite as: Ben Bratrud (NMLS 1463218), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/ben-bratrud-1463218, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._