---
canonical_url: https://lendb.ai/lo/ben-covert-2746683
json_url: https://lendb.ai/lo/ben-covert-2746683.json
nmls_id: 2746683
last_verified: 2026-10-09
---

# Ben Covert

Mortgage Loan Officer at Southern Trust Mortgage, Midlothian, VA. NMLS ID 2746683 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2746683)).

**Summary:** Ben Covert (NMLS 2746683) is Mortgage Loan Officer at Southern Trust Mortgage, based in Midlothian, VA. Lists Virginia on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Ben is recognized in Virginia as a leading professional focused on efficiency and on-time closings. He helps first-time homebuyers and experienced investors navigate purchase, refinance, and construction scenarios with clear guidance.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Southern Trust Mortgage (NMLS 2921), Midlothian, VA. Source: https://www.southerntrust.com/ben-covert/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2746683

## Contact

- linkedin_url: https://www.linkedin.com/in/benjamin-covert/ (source: lender_site, verified 2026-10-09)
- View profile at Southern Trust Mortgage: https://www.southerntrust.com/ben-covert/
- Office phone and Email on file: shown at https://lendb.ai/lo/ben-covert-2746683#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2746683
- lender_site: https://www.southerntrust.com/ben-covert/

Cite as: Ben Covert (NMLS 2746683), Southern Trust Mortgage. LenDb.ai, https://lendb.ai/lo/ben-covert-2746683, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._