---
canonical_url: https://lendb.ai/lo/benjamin-bell-1450064
json_url: https://lendb.ai/lo/benjamin-bell-1450064.json
nmls_id: 1450064
last_verified: 2026-10-15
---

# Benjamin Bell

Loan officer at UMortgage LLC, Smyrna, GA. NMLS ID 1450064 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1450064)).

Benjamin Bell (NMLS 1450064) is a mortgage loan officer at UMortgage LLC in Smyrna, Georgia, licensed in Florida since 2024 and in Texas.

**Summary:** Benjamin Bell (NMLS 1450064) is a loan officer at UMortgage LLC, based in Smyrna, GA. Licensed in 2 states confirmed with state regulators: Florida and Texas. Earliest state license record: September 9, 2024 (Florida), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Benjamin licensed in Florida?

Yes. Florida regulator records list license LO131678 as active, first effective September 9, 2024 (verified 2026-10-15). LenDb has 1 other state on file for Benjamin. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Benjamin work for?

UMortgage LLC, company NMLS 1457759, from the Smyrna, GA office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Benjamin been licensed?

The earliest state license record LenDb holds for Benjamin is from September 9, 2024 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: September 9, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Benjamin D. Bell (FL, IA, TX, as of 2026-10-19)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO131678 | active | confirmed | 2024-09-09 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2026-08-03 | state_regulator | 2026-10-13 |
| IA | Iowa regulator | state_license | 54397 | inactive | confirmed | 2025-05-19 | state_regulator | 2026-10-20 |

## Employment history

- ? to present: UMortgage LLC (NMLS 1457759), Smyrna, GA. Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1450064

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1450064
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://idob.iowa.gov/

Cite as: Benjamin Bell (NMLS 1450064), UMortgage LLC. LenDb.ai, https://lendb.ai/lo/benjamin-bell-1450064, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._