--- canonical_url: https://lendb.ai/lo/benjamin-fransen-2004153 json_url: https://lendb.ai/lo/benjamin-fransen-2004153.json nmls_id: 2004153 last_verified: 2026-10-24 --- # Ben Fransen Senior Loan Officer | HI FIVE Team at Kama'aina Mortgage Group Inc., Honolulu, HI. NMLS ID 2004153 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2004153)). Ben Fransen, NMLS 2004153, works as a mortgage loan officer at Kama'aina Mortgage Group Inc. in Honolulu, Hawaii and is licensed in Florida since 2023 and in California. Ben's lender page shows a focus on VA loan, and Ben speaks Korean. **Summary:** Ben Fransen (NMLS 2004153) is Senior Loan Officer | HI FIVE Team at Kama'aina Mortgage Group Inc., based in Honolulu, HI. Licensed in 2 states confirmed with state regulators: Florida and California. Also lists Colorado, Hawaii, Nevada, Texas, Virginia and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Speaks Korean. Earliest state license record: February 28, 2023 (Florida), per state regulator. Last verified 2026-10-24. ## Quick answers ### Is Ben licensed in Hawaii? Kama'aina Mortgage Group Inc.'s page for Ben lists Hawaii. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 7 other states on file for Ben. Source: https://www.kmghawaii.com/team-member/ben-fransen. ### Does Ben do VA loans? Ben's profile lists VA loan as a focus (from their lender profile page). Source: https://www.kmghawaii.com/team-member/ben-fransen. ### What lender does Ben work for? Kama'aina Mortgage Group Inc., company NMLS 1276471, from the Honolulu, HI office, per the lender's own site (verified 2026-10-15). Source: https://www.kmghawaii.com/team-member/ben-fransen. ### What languages does Ben speak? Korean, per their lender page (verified 2026-10-15). Source: https://www.kmghawaii.com/team-member/ben-fransen. ### How long has Ben been licensed? The earliest state license record LenDb holds for Ben is from February 28, 2023 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ## At a glance - Earliest state license record: February 28, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Benjamin D. Fransen (CA, FL, as of 2026-10-22) - Licensed in: Florida (FL, confirmed), California (CA DFPI, confirmed), Colorado (CO, lender_reported), Hawaii (HI, lender_reported), Nevada (NV, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: Korean (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **VA loan** (`va`): from their lender profile page, confidence 0.55, verified 2026-10-26. Source: https://www.kmghawaii.com/team-member/ben-fransen ## Facts from the lender page and intro - other: Five years as a Korean linguist in the U.S. Army, then twelve years investigating Korean War cold cases for the Defense POW/MIA Accounting Agency. Source: https://www.kmghawaii.com/team-member/ben-fransen, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO117820 | active | confirmed | 2023-02-28 | state_regulator | 2026-10-15 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2004153 | active | confirmed | 2023-03-13 | state_regulator | 2026-10-24 | | CO | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | HI | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | NV | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | TX | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | VA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | WA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: Kama'aina Mortgage Group Inc. (NMLS 1276471), Honolulu, HI. Source: https://www.kmghawaii.com/team-member/ben-fransen, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2004153 ## Contact - View profile at Kama'aina Mortgage Group Inc.: https://www.kmghawaii.com/team-member/ben-fransen - Office phone and Email on file: shown at https://lendb.ai/lo/benjamin-fransen-2004153#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2004153 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://dfpi.ca.gov/ - lender_site: https://www.kmghawaii.com/team-member/ben-fransen Cite as: Ben Fransen (NMLS 2004153), Kama'aina Mortgage Group Inc.. LenDb.ai, https://lendb.ai/lo/benjamin-fransen-2004153, last verified 2026-10-24. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._