--- canonical_url: https://lendb.ai/lo/benjamin-kelley-375655 json_url: https://lendb.ai/lo/benjamin-kelley-375655.json nmls_id: 375655 last_verified: 2026-10-30 --- # Benjamin Kelley Loan officer at West Capital Lending, Inc.. NMLS ID 375655 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/375655)). Benjamin Kelley (NMLS 375655) is a mortgage loan officer at West Capital Lending, Inc., licensed in Colorado since 2011 and in Florida, Texas, California and 7 more states. **Summary:** Benjamin Kelley (NMLS 375655) is a loan officer at West Capital Lending, Inc.. Licensed in 11 states confirmed with state regulators: Florida, Texas, California, Connecticut, Delaware, Colorado, Pennsylvania, Missouri and 3 more. Earliest state license record: March 29, 2011 (Colorado), per state regulator. Last verified 2026-10-30. ## Quick answers ### Is Benjamin licensed in Florida? Yes. Florida regulator records list license LO125784 as active, first effective January 31, 2024 (verified 2026-10-15). LenDb has 10 other states on file for Benjamin. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ### What lender does Benjamin work for? West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/. ### How long has Benjamin been licensed? The earliest state license record LenDb holds for Benjamin is from March 29, 2011 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=141270&contact=270140. ## At a glance - Earliest state license record: March 29, 2011 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Benjamin M. Kelley (AR, CA, CO, CT, DE, FL, IA, MO, OR, PA, TX, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO125784 | active | confirmed | 2024-01-31 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2023-11-14 | state_regulator | 2026-10-13 | | CA | California Department of Real Estate | state_license | 02335254 | active | confirmed | | state_regulator | 2026-10-24 | | CT | Connecticut regulator | state_license | LO-375655 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | CO | Colorado regulator | state_license | 100035151 | active | confirmed | 2011-03-29 | state_regulator | 2026-10-16 | | PA | Pennsylvania regulator | state_license | 106751 | active | confirmed | | state_regulator | 2026-10-16 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 50632 | active | confirmed | 2023-07-28 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | 375655 | active | confirmed | 2023-11-20 | state_regulator | 2026-10-20 | ## Employment history - ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/375655 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/375655 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=141270&contact=270140 - state_regulator: https://data.pa.gov/d/tyxc-jyug - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ Cite as: Benjamin Kelley (NMLS 375655), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/benjamin-kelley-375655, last verified 2026-10-30. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._