---
canonical_url: https://lendb.ai/lo/berenice-valdez-694030
json_url: https://lendb.ai/lo/berenice-valdez-694030.json
nmls_id: 694030
last_verified: 2026-10-09
---

# Berenice Valdez

Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Lynwood, CA. NMLS ID 694030 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/694030)).

**Summary:** Berenice Valdez (NMLS 694030) is Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Lynwood, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: HELOC, FHA loan, Self-employed, VA loan and First-time buyer. Speaks Spanish. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **HELOC** (`heloc`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/lynwood/3840-martin-luther-king-jr-blvd-hla-694030
- **FHA loan** (`fha`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/lynwood/3840-martin-luther-king-jr-blvd-hla-694030
- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/lynwood/3840-martin-luther-king-jr-blvd-hla-694030
- **VA loan** (`va`): lender page, confidence 0.29, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/lynwood/3840-martin-luther-king-jr-blvd-hla-694030
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/lynwood/3840-martin-luther-king-jr-blvd-hla-694030

## About

Berenice is fluent in Spanish and serves clients in the Lynwood area, specializing in self-employed lending and first-time homebuyer programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Lynwood, CA. Source: https://homelendingadvisor.chase.com/ca/lynwood/3840-martin-luther-king-jr-blvd-hla-694030, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/694030

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ca/lynwood/3840-martin-luther-king-jr-blvd-hla-694030
- Office phone and Email on file: shown at https://lendb.ai/lo/berenice-valdez-694030#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/694030
- lender_site: https://homelendingadvisor.chase.com/ca/lynwood/3840-martin-luther-king-jr-blvd-hla-694030

Cite as: Berenice Valdez (NMLS 694030), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/berenice-valdez-694030, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._