---
canonical_url: https://lendb.ai/lo/bernardine-o-sullivan-658282
json_url: https://lendb.ai/lo/bernardine-o-sullivan-658282.json
nmls_id: 658282
last_verified: 2026-10-15
---

# Bernie O'Sullivan

Senior Loan Officer at Delmar Financial Company, Pascagoula, MS. NMLS ID 658282 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/658282)).

**Summary:** Bernie O'Sullivan (NMLS 658282) is Senior Loan Officer at Delmar Financial Company, based in Pascagoula, MS. Lists Alabama, Georgia and Mississippi on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, VA loan, Renovation loan (203k / HomeStyle) and USDA loan. Earliest state license record: August 1, 2018 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: August 1, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Alabama (AL, lender_reported), Georgia (GA, lender_reported), Mississippi (MS, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **FHA loan** (`fha`): from their own specialty list (lender page), confidence 0.90, verified 2026-10-15. Source: https://delmarmortgage.com/loan-officer/bernie-osullivan/
- **VA loan** (`va`): from their own specialty list (lender page), confidence 0.90, verified 2026-10-15. Source: https://delmarmortgage.com/loan-officer/bernie-osullivan/
- **Renovation loan (203k / HomeStyle)** (`renovation`): from their own specialty list (lender page), confidence 0.85, verified 2026-10-15. Source: https://delmarmortgage.com/loan-officer/bernie-osullivan/
- **USDA loan** (`usda`): from their own specialty list (lender page), confidence 0.85, verified 2026-10-15. Source: https://delmarmortgage.com/loan-officer/bernie-osullivan/

## Facts from the lender page and intro

- years_experience: since 1996. Source: https://delmarmortgage.com/loan-officer/bernie-osullivan/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO55281 | expired | confirmed | 2018-08-01 | state_regulator | 2026-10-15 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| MS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Delmar Financial Company (NMLS 30998), Pascagoula, MS. Source: https://delmarmortgage.com/loan-officer/bernie-osullivan/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/658282

## Contact

- View profile at Delmar Financial Company: https://delmarmortgage.com/loan-officer/bernie-osullivan/
- Office phone and Email on file: shown at https://lendb.ai/lo/bernardine-o-sullivan-658282#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/658282
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://delmarmortgage.com/loan-officer/bernie-osullivan/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Bernie O'Sullivan (NMLS 658282), Delmar Financial Company. LenDb.ai, https://lendb.ai/lo/bernardine-o-sullivan-658282, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._