{
  "canonical_url": "https://lendb.ai/lo/bernardo-herrera-355472",
  "loan_officer": {
    "nmls_id": 355472,
    "slug": "bernardo-herrera-355472",
    "canonical_url": "https://lendb.ai/lo/bernardo-herrera-355472",
    "md_url": "https://lendb.ai/lo/bernardo-herrera-355472.md",
    "json_url": "https://lendb.ai/lo/bernardo-herrera-355472.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/355472",
    "full_name": {
      "value": "Bernardo Herrera",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/chicago-il-7109/bernardo-herrera/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Bernardo",
    "last_name": "Herrera",
    "headshot_url": {
      "value": "https://s3.amazonaws.com/ccm-lo-images/7109_Herrera_355472.jpg",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/chicago-il-7109/bernardo-herrera/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Bernardo is a trusted loan officer with years of experience in home financing. He serves Chicago neighborhoods including Uptown, Lakeview, Rogers Park, Lincoln Park, and Wicker Park.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/chicago-il-7109/bernardo-herrera/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Vice President of Lending",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/chicago-il-7109/bernardo-herrera/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/chicago-il-7109/bernardo-herrera/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 3,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 3029,
      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "Chicago",
      "branch_state": "IL",
      "branch_zip": "60634",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/chicago-il-7109/bernardo-herrera/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/chicago-il-7109/bernardo-herrera/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Chicago",
        "branch_state": "IL",
        "branch_zip": "60634",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/chicago-il-7109/bernardo-herrera/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/chicago-il-7109/bernardo-herrera/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO119856",
        "status": "active",
        "issued_at": "2023-05-12",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "IL",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/chicago-il-7109/bernardo-herrera/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "IN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/chicago-il-7109/bernardo-herrera/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "WI",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/chicago-il-7109/bernardo-herrera/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 14:44:48.076892+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/bernardo-herrera-355472#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/chicago-il-7109/bernardo-herrera/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2023,
      "state": "FL"
    },
    "federal_registration": null
  }
}